LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,547
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,124
−HK$586/mo
Today · 4.125%
HK$19,710
baseline
▲ 0.50% · 4.625%
HK$20,909
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,420/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$562/mo
Today · 4.125%
HK$21,748
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,496/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$704/mo
Today · 4.125%
HK$23,652
baseline
▲ 0.50% · 4.625%
HK$25,091
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,304/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,424
−HK$673/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,473
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$821/mo
Today · 4.125%
HK$27,594
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,188/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,661
−HK$786/mo
Today · 4.125%
HK$30,447
baseline
▲ 0.50% · 4.625%
HK$32,052
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,894/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,384
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,636
+HK$2,159/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,011/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,209
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,007 · Scale 2, in force from 26 Feb 2026)