LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,506
−HK$11,633/mo
▼ 0.25% · 3.875%
HK$191,276
−HK$5,863/mo
Today · 4.125%
HK$197,139
baseline
▲ 0.50% · 4.625%
HK$209,134
+HK$11,995/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$394,278/mo (50% DSR)
Upfront cash ≈ HK$44.13M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,373
−HK$11,150/mo
▼ 0.25% · 3.875%
HK$211,908
−HK$5,615/mo
Today · 4.125%
HK$217,523
baseline
▲ 0.50% · 4.625%
HK$228,989
+HK$11,466/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$435,046/mo (50% DSR)
Upfront cash ≈ HK$44.13M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,607
−HK$13,959/mo
▼ 0.25% · 3.875%
HK$229,531
−HK$7,035/mo
Today · 4.125%
HK$236,566
baseline
▲ 0.50% · 4.625%
HK$250,961
+HK$14,395/mo
Deposit HK$32.54M · loan HK$48.81M · min. income ≈ HK$473,132/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,648
−HK$13,380/mo
▼ 0.25% · 3.875%
HK$254,290
−HK$6,738/mo
Today · 4.125%
HK$261,028
baseline
▲ 0.50% · 4.625%
HK$274,787
+HK$13,759/mo
Deposit HK$32.54M · loan HK$48.81M · min. income ≈ HK$522,056/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,708
−HK$16,286/mo
▼ 0.25% · 3.875%
HK$267,786
−HK$8,208/mo
Today · 4.125%
HK$275,994
baseline
▲ 0.50% · 4.625%
HK$292,788
+HK$16,794/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$551,988/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,923
−HK$15,609/mo
▼ 0.25% · 3.875%
HK$296,671
−HK$7,861/mo
Today · 4.125%
HK$304,532
baseline
▲ 0.50% · 4.625%
HK$320,584
+HK$16,052/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$609,064/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,910
−HK$20,939/mo
▼ 0.25% · 3.875%
HK$344,297
−HK$10,552/mo
Today · 4.125%
HK$354,849
baseline
▲ 0.50% · 4.625%
HK$376,441
+HK$21,592/mo
Deposit HK$8.14M · loan HK$73.22M · min. income ≈ HK$709,698/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,472
−HK$20,069/mo
▼ 0.25% · 3.875%
HK$381,435
−HK$10,106/mo
Today · 4.125%
HK$391,541
baseline
▲ 0.50% · 4.625%
HK$412,180
+HK$20,639/mo
Deposit HK$8.14M · loan HK$73.22M · min. income ≈ HK$783,082/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,503 · Scale 2, in force from 26 Feb 2026)