LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,519
−HK$11,634/mo
▼ 0.25% · 3.875%
HK$191,290
−HK$5,863/mo
Today · 4.125%
HK$197,153
baseline
▲ 0.50% · 4.625%
HK$209,149
+HK$11,996/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$394,306/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,388
−HK$11,150/mo
▼ 0.25% · 3.875%
HK$211,923
−HK$5,615/mo
Today · 4.125%
HK$217,538
baseline
▲ 0.50% · 4.625%
HK$229,005
+HK$11,467/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$435,076/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,623
−HK$13,960/mo
▼ 0.25% · 3.875%
HK$229,547
−HK$7,036/mo
Today · 4.125%
HK$236,583
baseline
▲ 0.50% · 4.625%
HK$250,979
+HK$14,396/mo
Deposit HK$32.54M · loan HK$48.82M · min. income ≈ HK$473,166/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,665
−HK$13,381/mo
▼ 0.25% · 3.875%
HK$254,308
−HK$6,738/mo
Today · 4.125%
HK$261,046
baseline
▲ 0.50% · 4.625%
HK$274,806
+HK$13,760/mo
Deposit HK$32.54M · loan HK$48.82M · min. income ≈ HK$522,092/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,726
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,805
−HK$8,209/mo
Today · 4.125%
HK$276,014
baseline
▲ 0.50% · 4.625%
HK$292,808
+HK$16,794/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$552,028/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,943
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$296,692
−HK$7,862/mo
Today · 4.125%
HK$304,554
baseline
▲ 0.50% · 4.625%
HK$320,607
+HK$16,053/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$609,108/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,934
−HK$20,941/mo
▼ 0.25% · 3.875%
HK$344,321
−HK$10,554/mo
Today · 4.125%
HK$354,875
baseline
▲ 0.50% · 4.625%
HK$376,468
+HK$21,593/mo
Deposit HK$8.14M · loan HK$73.22M · min. income ≈ HK$709,750/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,498
−HK$20,071/mo
▼ 0.25% · 3.875%
HK$381,462
−HK$10,107/mo
Today · 4.125%
HK$391,569
baseline
▲ 0.50% · 4.625%
HK$412,209
+HK$20,640/mo
Deposit HK$8.14M · loan HK$73.22M · min. income ≈ HK$783,138/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,748 · Scale 2, in force from 26 Feb 2026)