LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,527
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$191,298
−HK$5,864/mo
Today · 4.125%
HK$197,162
baseline
▲ 0.50% · 4.625%
HK$209,158
+HK$11,996/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$394,324/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,397
−HK$11,151/mo
▼ 0.25% · 3.875%
HK$211,933
−HK$5,615/mo
Today · 4.125%
HK$217,548
baseline
▲ 0.50% · 4.625%
HK$229,016
+HK$11,468/mo
Deposit HK$40.68M · loan HK$40.68M · min. income ≈ HK$435,096/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,633
−HK$13,961/mo
▼ 0.25% · 3.875%
HK$229,558
−HK$7,036/mo
Today · 4.125%
HK$236,594
baseline
▲ 0.50% · 4.625%
HK$250,990
+HK$14,396/mo
Deposit HK$32.55M · loan HK$48.82M · min. income ≈ HK$473,188/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,677
−HK$13,381/mo
▼ 0.25% · 3.875%
HK$254,319
−HK$6,739/mo
Today · 4.125%
HK$261,058
baseline
▲ 0.50% · 4.625%
HK$274,819
+HK$13,761/mo
Deposit HK$32.55M · loan HK$48.82M · min. income ≈ HK$522,116/mo (50% DSR)
Upfront cash ≈ HK$36.00M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,738
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,818
−HK$8,208/mo
Today · 4.125%
HK$276,026
baseline
▲ 0.50% · 4.625%
HK$292,822
+HK$16,796/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$552,052/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,956
−HK$15,612/mo
▼ 0.25% · 3.875%
HK$296,706
−HK$7,862/mo
Today · 4.125%
HK$304,568
baseline
▲ 0.50% · 4.625%
HK$320,622
+HK$16,054/mo
Deposit HK$24.41M · loan HK$56.95M · min. income ≈ HK$609,136/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,949
−HK$20,942/mo
▼ 0.25% · 3.875%
HK$344,337
−HK$10,554/mo
Today · 4.125%
HK$354,891
baseline
▲ 0.50% · 4.625%
HK$376,485
+HK$21,594/mo
Deposit HK$8.14M · loan HK$73.23M · min. income ≈ HK$709,782/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,515
−HK$20,072/mo
▼ 0.25% · 3.875%
HK$381,479
−HK$10,108/mo
Today · 4.125%
HK$391,587
baseline
▲ 0.50% · 4.625%
HK$412,228
+HK$20,641/mo
Deposit HK$8.14M · loan HK$73.23M · min. income ≈ HK$783,174/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$3,457,909 · Scale 2, in force from 26 Feb 2026)