LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,548
−HK$11,636/mo
▼ 0.25% · 3.875%
HK$191,320
−HK$5,864/mo
Today · 4.125%
HK$197,184
baseline
▲ 0.50% · 4.625%
HK$209,182
+HK$11,998/mo
Deposit HK$40.69M · loan HK$40.69M · min. income ≈ HK$394,368/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,421
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,957
−HK$5,616/mo
Today · 4.125%
HK$217,573
baseline
▲ 0.50% · 4.625%
HK$229,042
+HK$11,469/mo
Deposit HK$40.69M · loan HK$40.69M · min. income ≈ HK$435,146/mo (50% DSR)
Upfront cash ≈ HK$44.14M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,658
−HK$13,963/mo
▼ 0.25% · 3.875%
HK$229,584
−HK$7,037/mo
Today · 4.125%
HK$236,621
baseline
▲ 0.50% · 4.625%
HK$251,019
+HK$14,398/mo
Deposit HK$32.55M · loan HK$48.82M · min. income ≈ HK$473,242/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,705
−HK$13,383/mo
▼ 0.25% · 3.875%
HK$254,348
−HK$6,740/mo
Today · 4.125%
HK$261,088
baseline
▲ 0.50% · 4.625%
HK$274,850
+HK$13,762/mo
Deposit HK$32.55M · loan HK$48.82M · min. income ≈ HK$522,176/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,768
−HK$16,290/mo
▼ 0.25% · 3.875%
HK$267,848
−HK$8,210/mo
Today · 4.125%
HK$276,058
baseline
▲ 0.50% · 4.625%
HK$292,855
+HK$16,797/mo
Deposit HK$24.41M · loan HK$56.96M · min. income ≈ HK$552,116/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,989
−HK$15,613/mo
▼ 0.25% · 3.875%
HK$296,740
−HK$7,862/mo
Today · 4.125%
HK$304,602
baseline
▲ 0.50% · 4.625%
HK$320,658
+HK$16,056/mo
Deposit HK$24.41M · loan HK$56.96M · min. income ≈ HK$609,204/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,987
−HK$20,944/mo
▼ 0.25% · 3.875%
HK$344,376
−HK$10,555/mo
Today · 4.125%
HK$354,931
baseline
▲ 0.50% · 4.625%
HK$376,528
+HK$21,597/mo
Deposit HK$8.14M · loan HK$73.23M · min. income ≈ HK$709,862/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,557
−HK$20,075/mo
▼ 0.25% · 3.875%
HK$381,522
−HK$10,110/mo
Today · 4.125%
HK$391,632
baseline
▲ 0.50% · 4.625%
HK$412,275
+HK$20,643/mo
Deposit HK$8.14M · loan HK$73.23M · min. income ≈ HK$783,264/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,458,300 · Scale 2, in force from 26 Feb 2026)