LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,581
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$191,353
−HK$5,865/mo
Today · 4.125%
HK$197,218
baseline
▲ 0.50% · 4.625%
HK$209,219
+HK$12,001/mo
Deposit HK$40.69M · loan HK$40.69M · min. income ≈ HK$394,436/mo (50% DSR)
Upfront cash ≈ HK$44.15M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,457
−HK$11,154/mo
▼ 0.25% · 3.875%
HK$211,994
−HK$5,617/mo
Today · 4.125%
HK$217,611
baseline
▲ 0.50% · 4.625%
HK$229,081
+HK$11,470/mo
Deposit HK$40.69M · loan HK$40.69M · min. income ≈ HK$435,222/mo (50% DSR)
Upfront cash ≈ HK$44.15M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,697
−HK$13,965/mo
▼ 0.25% · 3.875%
HK$229,624
−HK$7,038/mo
Today · 4.125%
HK$236,662
baseline
▲ 0.50% · 4.625%
HK$251,062
+HK$14,400/mo
Deposit HK$32.55M · loan HK$48.83M · min. income ≈ HK$473,324/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,748
−HK$13,385/mo
▼ 0.25% · 3.875%
HK$254,392
−HK$6,741/mo
Today · 4.125%
HK$261,133
baseline
▲ 0.50% · 4.625%
HK$274,898
+HK$13,765/mo
Deposit HK$32.55M · loan HK$48.83M · min. income ≈ HK$522,266/mo (50% DSR)
Upfront cash ≈ HK$36.01M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,813
−HK$16,293/mo
▼ 0.25% · 3.875%
HK$267,895
−HK$8,211/mo
Today · 4.125%
HK$276,106
baseline
▲ 0.50% · 4.625%
HK$292,906
+HK$16,800/mo
Deposit HK$24.42M · loan HK$56.97M · min. income ≈ HK$552,212/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,039
−HK$15,616/mo
▼ 0.25% · 3.875%
HK$296,791
−HK$7,864/mo
Today · 4.125%
HK$304,655
baseline
▲ 0.50% · 4.625%
HK$320,714
+HK$16,059/mo
Deposit HK$24.42M · loan HK$56.97M · min. income ≈ HK$609,310/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,045
−HK$20,948/mo
▼ 0.25% · 3.875%
HK$344,436
−HK$10,557/mo
Today · 4.125%
HK$354,993
baseline
▲ 0.50% · 4.625%
HK$376,593
+HK$21,600/mo
Deposit HK$8.14M · loan HK$73.25M · min. income ≈ HK$709,986/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,622
−HK$20,078/mo
▼ 0.25% · 3.875%
HK$381,589
−HK$10,111/mo
Today · 4.125%
HK$391,700
baseline
▲ 0.50% · 4.625%
HK$412,347
+HK$20,647/mo
Deposit HK$8.14M · loan HK$73.25M · min. income ≈ HK$783,400/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,458,901 · Scale 2, in force from 26 Feb 2026)