LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,635
−HK$11,641/mo
▼ 0.25% · 3.875%
HK$191,409
−HK$5,867/mo
Today · 4.125%
HK$197,276
baseline
▲ 0.50% · 4.625%
HK$209,279
+HK$12,003/mo
Deposit HK$40.70M · loan HK$40.70M · min. income ≈ HK$394,552/mo (50% DSR)
Upfront cash ≈ HK$44.16M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,517
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$212,055
−HK$5,619/mo
Today · 4.125%
HK$217,674
baseline
▲ 0.50% · 4.625%
HK$229,148
+HK$11,474/mo
Deposit HK$40.70M · loan HK$40.70M · min. income ≈ HK$435,348/mo (50% DSR)
Upfront cash ≈ HK$44.16M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,762
−HK$13,969/mo
▼ 0.25% · 3.875%
HK$229,691
−HK$7,040/mo
Today · 4.125%
HK$236,731
baseline
▲ 0.50% · 4.625%
HK$251,135
+HK$14,404/mo
Deposit HK$32.56M · loan HK$48.85M · min. income ≈ HK$473,462/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,820
−HK$13,389/mo
▼ 0.25% · 3.875%
HK$254,467
−HK$6,742/mo
Today · 4.125%
HK$261,209
baseline
▲ 0.50% · 4.625%
HK$274,978
+HK$13,769/mo
Deposit HK$32.56M · loan HK$48.85M · min. income ≈ HK$522,418/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,889
−HK$16,297/mo
▼ 0.25% · 3.875%
HK$267,973
−HK$8,213/mo
Today · 4.125%
HK$276,186
baseline
▲ 0.50% · 4.625%
HK$292,991
+HK$16,805/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$552,372/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,123
−HK$15,621/mo
▼ 0.25% · 3.875%
HK$296,878
−HK$7,866/mo
Today · 4.125%
HK$304,744
baseline
▲ 0.50% · 4.625%
HK$320,807
+HK$16,063/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$609,488/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,143
−HK$20,953/mo
▼ 0.25% · 3.875%
HK$344,536
−HK$10,560/mo
Today · 4.125%
HK$355,096
baseline
▲ 0.50% · 4.625%
HK$376,703
+HK$21,607/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$710,192/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,730
−HK$20,084/mo
▼ 0.25% · 3.875%
HK$381,700
−HK$10,114/mo
Today · 4.125%
HK$391,814
baseline
▲ 0.50% · 4.625%
HK$412,467
+HK$20,653/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$783,628/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,459,908 · Scale 2, in force from 26 Feb 2026)