LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,639
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$191,414
−HK$5,867/mo
Today · 4.125%
HK$197,281
baseline
▲ 0.50% · 4.625%
HK$209,285
+HK$12,004/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$394,562/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,522
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,061
−HK$5,619/mo
Today · 4.125%
HK$217,680
baseline
▲ 0.50% · 4.625%
HK$229,154
+HK$11,474/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$435,360/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,767
−HK$13,970/mo
▼ 0.25% · 3.875%
HK$229,697
−HK$7,040/mo
Today · 4.125%
HK$236,737
baseline
▲ 0.50% · 4.625%
HK$251,142
+HK$14,405/mo
Deposit HK$32.56M · loan HK$48.85M · min. income ≈ HK$473,474/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,826
−HK$13,390/mo
▼ 0.25% · 3.875%
HK$254,473
−HK$6,743/mo
Today · 4.125%
HK$261,216
baseline
▲ 0.50% · 4.625%
HK$274,985
+HK$13,769/mo
Deposit HK$32.56M · loan HK$48.85M · min. income ≈ HK$522,432/mo (50% DSR)
Upfront cash ≈ HK$36.02M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,895
−HK$16,298/mo
▼ 0.25% · 3.875%
HK$267,979
−HK$8,214/mo
Today · 4.125%
HK$276,193
baseline
▲ 0.50% · 4.625%
HK$292,998
+HK$16,805/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$552,386/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,131
−HK$15,620/mo
▼ 0.25% · 3.875%
HK$296,885
−HK$7,866/mo
Today · 4.125%
HK$304,751
baseline
▲ 0.50% · 4.625%
HK$320,815
+HK$16,064/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$609,502/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,151
−HK$20,954/mo
▼ 0.25% · 3.875%
HK$344,545
−HK$10,560/mo
Today · 4.125%
HK$355,105
baseline
▲ 0.50% · 4.625%
HK$376,712
+HK$21,607/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$710,210/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,739
−HK$20,084/mo
▼ 0.25% · 3.875%
HK$381,709
−HK$10,114/mo
Today · 4.125%
HK$391,823
baseline
▲ 0.50% · 4.625%
HK$412,477
+HK$20,654/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$783,646/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,459,993 · Scale 2, in force from 26 Feb 2026)