LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,643
−HK$11,641/mo
▼ 0.25% · 3.875%
HK$191,417
−HK$5,867/mo
Today · 4.125%
HK$197,284
baseline
▲ 0.50% · 4.625%
HK$209,288
+HK$12,004/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$394,568/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,525
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,064
−HK$5,619/mo
Today · 4.125%
HK$217,683
baseline
▲ 0.50% · 4.625%
HK$229,158
+HK$11,475/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$435,366/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,771
−HK$13,970/mo
▼ 0.25% · 3.875%
HK$229,701
−HK$7,040/mo
Today · 4.125%
HK$236,741
baseline
▲ 0.50% · 4.625%
HK$251,146
+HK$14,405/mo
Deposit HK$32.57M · loan HK$48.85M · min. income ≈ HK$473,482/mo (50% DSR)
Upfront cash ≈ HK$36.03M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,831
−HK$13,389/mo
▼ 0.25% · 3.875%
HK$254,477
−HK$6,743/mo
Today · 4.125%
HK$261,220
baseline
▲ 0.50% · 4.625%
HK$274,989
+HK$13,769/mo
Deposit HK$32.57M · loan HK$48.85M · min. income ≈ HK$522,440/mo (50% DSR)
Upfront cash ≈ HK$36.03M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,900
−HK$16,298/mo
▼ 0.25% · 3.875%
HK$267,984
−HK$8,214/mo
Today · 4.125%
HK$276,198
baseline
▲ 0.50% · 4.625%
HK$293,004
+HK$16,806/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$552,396/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,136
−HK$15,621/mo
▼ 0.25% · 3.875%
HK$296,890
−HK$7,867/mo
Today · 4.125%
HK$304,757
baseline
▲ 0.50% · 4.625%
HK$320,821
+HK$16,064/mo
Deposit HK$24.42M · loan HK$56.99M · min. income ≈ HK$609,514/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,157
−HK$20,954/mo
▼ 0.25% · 3.875%
HK$344,551
−HK$10,560/mo
Today · 4.125%
HK$355,111
baseline
▲ 0.50% · 4.625%
HK$376,719
+HK$21,608/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$710,222/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,746
−HK$20,084/mo
▼ 0.25% · 3.875%
HK$381,716
−HK$10,114/mo
Today · 4.125%
HK$391,830
baseline
▲ 0.50% · 4.625%
HK$412,484
+HK$20,654/mo
Deposit HK$8.14M · loan HK$73.27M · min. income ≈ HK$783,660/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,460,054 · Scale 2, in force from 26 Feb 2026)