LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,659
−HK$11,643/mo
▼ 0.25% · 3.875%
HK$191,434
−HK$5,868/mo
Today · 4.125%
HK$197,302
baseline
▲ 0.50% · 4.625%
HK$209,307
+HK$12,005/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$394,604/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,544
−HK$11,159/mo
▼ 0.25% · 3.875%
HK$212,084
−HK$5,619/mo
Today · 4.125%
HK$217,703
baseline
▲ 0.50% · 4.625%
HK$229,179
+HK$11,476/mo
Deposit HK$40.71M · loan HK$40.71M · min. income ≈ HK$435,406/mo (50% DSR)
Upfront cash ≈ HK$44.17M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,791
−HK$13,971/mo
▼ 0.25% · 3.875%
HK$229,721
−HK$7,041/mo
Today · 4.125%
HK$236,762
baseline
▲ 0.50% · 4.625%
HK$251,169
+HK$14,407/mo
Deposit HK$32.57M · loan HK$48.85M · min. income ≈ HK$473,524/mo (50% DSR)
Upfront cash ≈ HK$36.03M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,853
−HK$13,391/mo
▼ 0.25% · 3.875%
HK$254,500
−HK$6,744/mo
Today · 4.125%
HK$261,244
baseline
▲ 0.50% · 4.625%
HK$275,014
+HK$13,770/mo
Deposit HK$32.57M · loan HK$48.85M · min. income ≈ HK$522,488/mo (50% DSR)
Upfront cash ≈ HK$36.03M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,923
−HK$16,300/mo
▼ 0.25% · 3.875%
HK$268,008
−HK$8,215/mo
Today · 4.125%
HK$276,223
baseline
▲ 0.50% · 4.625%
HK$293,030
+HK$16,807/mo
Deposit HK$24.43M · loan HK$56.99M · min. income ≈ HK$552,446/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,162
−HK$15,622/mo
▼ 0.25% · 3.875%
HK$296,917
−HK$7,867/mo
Today · 4.125%
HK$304,784
baseline
▲ 0.50% · 4.625%
HK$320,850
+HK$16,066/mo
Deposit HK$24.43M · loan HK$56.99M · min. income ≈ HK$609,568/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,187
−HK$20,956/mo
▼ 0.25% · 3.875%
HK$344,582
−HK$10,561/mo
Today · 4.125%
HK$355,143
baseline
▲ 0.50% · 4.625%
HK$376,753
+HK$21,610/mo
Deposit HK$8.14M · loan HK$73.28M · min. income ≈ HK$710,286/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,780
−HK$20,086/mo
▼ 0.25% · 3.875%
HK$381,751
−HK$10,115/mo
Today · 4.125%
HK$391,866
baseline
▲ 0.50% · 4.625%
HK$412,522
+HK$20,656/mo
Deposit HK$8.14M · loan HK$73.28M · min. income ≈ HK$783,732/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$3,460,368 · Scale 2, in force from 26 Feb 2026)