LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,742
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$191,519
−HK$5,870/mo
Today · 4.125%
HK$197,389
baseline
▲ 0.50% · 4.625%
HK$209,400
+HK$12,011/mo
Deposit HK$40.73M · loan HK$40.73M · min. income ≈ HK$394,778/mo (50% DSR)
Upfront cash ≈ HK$44.19M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,636
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$212,178
−HK$5,622/mo
Today · 4.125%
HK$217,800
baseline
▲ 0.50% · 4.625%
HK$229,280
+HK$11,480/mo
Deposit HK$40.73M · loan HK$40.73M · min. income ≈ HK$435,600/mo (50% DSR)
Upfront cash ≈ HK$44.19M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,890
−HK$13,977/mo
▼ 0.25% · 3.875%
HK$229,823
−HK$7,044/mo
Today · 4.125%
HK$236,867
baseline
▲ 0.50% · 4.625%
HK$251,280
+HK$14,413/mo
Deposit HK$32.58M · loan HK$48.87M · min. income ≈ HK$473,734/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,963
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$254,613
−HK$6,746/mo
Today · 4.125%
HK$261,359
baseline
▲ 0.50% · 4.625%
HK$275,136
+HK$13,777/mo
Deposit HK$32.58M · loan HK$48.87M · min. income ≈ HK$522,718/mo (50% DSR)
Upfront cash ≈ HK$36.04M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,038
−HK$16,307/mo
▼ 0.25% · 3.875%
HK$268,127
−HK$8,218/mo
Today · 4.125%
HK$276,345
baseline
▲ 0.50% · 4.625%
HK$293,160
+HK$16,815/mo
Deposit HK$24.44M · loan HK$57.02M · min. income ≈ HK$552,690/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,290
−HK$15,629/mo
▼ 0.25% · 3.875%
HK$297,049
−HK$7,870/mo
Today · 4.125%
HK$304,919
baseline
▲ 0.50% · 4.625%
HK$320,992
+HK$16,073/mo
Deposit HK$24.44M · loan HK$57.02M · min. income ≈ HK$609,838/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,335
−HK$20,966/mo
▼ 0.25% · 3.875%
HK$344,735
−HK$10,566/mo
Today · 4.125%
HK$355,301
baseline
▲ 0.50% · 4.625%
HK$376,920
+HK$21,619/mo
Deposit HK$8.15M · loan HK$73.31M · min. income ≈ HK$710,602/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,944
−HK$20,095/mo
▼ 0.25% · 3.875%
HK$381,920
−HK$10,119/mo
Today · 4.125%
HK$392,039
baseline
▲ 0.50% · 4.625%
HK$412,704
+HK$20,665/mo
Deposit HK$8.15M · loan HK$73.31M · min. income ≈ HK$784,078/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,461,899 · Scale 2, in force from 26 Feb 2026)