LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,771
−HK$11,649/mo
▼ 0.25% · 3.875%
HK$191,550
−HK$5,870/mo
Today · 4.125%
HK$197,420
baseline
▲ 0.50% · 4.625%
HK$209,433
+HK$12,013/mo
Deposit HK$40.73M · loan HK$40.73M · min. income ≈ HK$394,840/mo (50% DSR)
Upfront cash ≈ HK$44.20M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,668
−HK$11,166/mo
▼ 0.25% · 3.875%
HK$212,211
−HK$5,623/mo
Today · 4.125%
HK$217,834
baseline
▲ 0.50% · 4.625%
HK$229,316
+HK$11,482/mo
Deposit HK$40.73M · loan HK$40.73M · min. income ≈ HK$435,668/mo (50% DSR)
Upfront cash ≈ HK$44.20M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,925
−HK$13,980/mo
▼ 0.25% · 3.875%
HK$229,859
−HK$7,046/mo
Today · 4.125%
HK$236,905
baseline
▲ 0.50% · 4.625%
HK$251,320
+HK$14,415/mo
Deposit HK$32.59M · loan HK$48.88M · min. income ≈ HK$473,810/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,002
−HK$13,399/mo
▼ 0.25% · 3.875%
HK$254,653
−HK$6,748/mo
Today · 4.125%
HK$261,401
baseline
▲ 0.50% · 4.625%
HK$275,180
+HK$13,779/mo
Deposit HK$32.59M · loan HK$48.88M · min. income ≈ HK$522,802/mo (50% DSR)
Upfront cash ≈ HK$36.05M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,079
−HK$16,310/mo
▼ 0.25% · 3.875%
HK$268,169
−HK$8,220/mo
Today · 4.125%
HK$276,389
baseline
▲ 0.50% · 4.625%
HK$293,206
+HK$16,817/mo
Deposit HK$24.44M · loan HK$57.03M · min. income ≈ HK$552,778/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,336
−HK$15,632/mo
▼ 0.25% · 3.875%
HK$297,096
−HK$7,872/mo
Today · 4.125%
HK$304,968
baseline
▲ 0.50% · 4.625%
HK$321,043
+HK$16,075/mo
Deposit HK$24.44M · loan HK$57.03M · min. income ≈ HK$609,936/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,388
−HK$20,969/mo
▼ 0.25% · 3.875%
HK$344,789
−HK$10,568/mo
Today · 4.125%
HK$355,357
baseline
▲ 0.50% · 4.625%
HK$376,980
+HK$21,623/mo
Deposit HK$8.15M · loan HK$73.32M · min. income ≈ HK$710,714/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,003
−HK$20,098/mo
▼ 0.25% · 3.875%
HK$381,980
−HK$10,121/mo
Today · 4.125%
HK$392,101
baseline
▲ 0.50% · 4.625%
HK$412,769
+HK$20,668/mo
Deposit HK$8.15M · loan HK$73.32M · min. income ≈ HK$784,202/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,462,448 · Scale 2, in force from 26 Feb 2026)