LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,582
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,160
−HK$588/mo
Today · 4.125%
HK$19,748
baseline
▲ 0.50% · 4.625%
HK$20,949
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,496/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,227
−HK$562/mo
Today · 4.125%
HK$21,789
baseline
▲ 0.50% · 4.625%
HK$22,938
+HK$1,149/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,578/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,299
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$705/mo
Today · 4.125%
HK$23,697
baseline
▲ 0.50% · 4.625%
HK$25,139
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,394/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,807
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,472
−HK$675/mo
Today · 4.125%
HK$26,147
baseline
▲ 0.50% · 4.625%
HK$27,526
+HK$1,379/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,294/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,015
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,824
−HK$823/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,682/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,942
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$787/mo
Today · 4.125%
HK$30,505
baseline
▲ 0.50% · 4.625%
HK$32,113
+HK$1,608/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$61,010/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,448
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,489
−HK$1,057/mo
Today · 4.125%
HK$35,546
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$2,162/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,092/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,211
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,209
−HK$1,012/mo
Today · 4.125%
HK$39,221
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,442/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,477 · Scale 2, in force from 26 Feb 2026)