LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,828
−HK$11,653/mo
▼ 0.25% · 3.875%
HK$191,608
−HK$5,873/mo
Today · 4.125%
HK$197,481
baseline
▲ 0.50% · 4.625%
HK$209,497
+HK$12,016/mo
Deposit HK$40.75M · loan HK$40.75M · min. income ≈ HK$394,962/mo (50% DSR)
Upfront cash ≈ HK$44.21M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,732
−HK$11,169/mo
▼ 0.25% · 3.875%
HK$212,276
−HK$5,625/mo
Today · 4.125%
HK$217,901
baseline
▲ 0.50% · 4.625%
HK$229,387
+HK$11,486/mo
Deposit HK$40.75M · loan HK$40.75M · min. income ≈ HK$435,802/mo (50% DSR)
Upfront cash ≈ HK$44.21M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,993
−HK$13,984/mo
▼ 0.25% · 3.875%
HK$229,930
−HK$7,047/mo
Today · 4.125%
HK$236,977
baseline
▲ 0.50% · 4.625%
HK$251,397
+HK$14,420/mo
Deposit HK$32.60M · loan HK$48.90M · min. income ≈ HK$473,954/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,078
−HK$13,403/mo
▼ 0.25% · 3.875%
HK$254,731
−HK$6,750/mo
Today · 4.125%
HK$261,481
baseline
▲ 0.50% · 4.625%
HK$275,264
+HK$13,783/mo
Deposit HK$32.60M · loan HK$48.90M · min. income ≈ HK$522,962/mo (50% DSR)
Upfront cash ≈ HK$36.06M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,159
−HK$16,314/mo
▼ 0.25% · 3.875%
HK$268,251
−HK$8,222/mo
Today · 4.125%
HK$276,473
baseline
▲ 0.50% · 4.625%
HK$293,296
+HK$16,823/mo
Deposit HK$24.45M · loan HK$57.05M · min. income ≈ HK$552,946/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,424
−HK$15,637/mo
▼ 0.25% · 3.875%
HK$297,186
−HK$7,875/mo
Today · 4.125%
HK$305,061
baseline
▲ 0.50% · 4.625%
HK$321,141
+HK$16,080/mo
Deposit HK$24.45M · loan HK$57.05M · min. income ≈ HK$610,122/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,490
−HK$20,976/mo
▼ 0.25% · 3.875%
HK$344,895
−HK$10,571/mo
Today · 4.125%
HK$355,466
baseline
▲ 0.50% · 4.625%
HK$377,095
+HK$21,629/mo
Deposit HK$8.15M · loan HK$73.34M · min. income ≈ HK$710,932/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,117
−HK$20,104/mo
▼ 0.25% · 3.875%
HK$382,097
−HK$10,124/mo
Today · 4.125%
HK$392,221
baseline
▲ 0.50% · 4.625%
HK$412,896
+HK$20,675/mo
Deposit HK$8.15M · loan HK$73.34M · min. income ≈ HK$784,442/mo (50% DSR)
Upfront cash ≈ HK$11.61M (deposit + AVD stamp duty HK$3,463,507 · Scale 2, in force from 26 Feb 2026)