LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,874
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,656
−HK$5,874/mo
Today · 4.125%
HK$197,530
baseline
▲ 0.50% · 4.625%
HK$209,550
+HK$12,020/mo
Deposit HK$40.76M · loan HK$40.76M · min. income ≈ HK$395,060/mo (50% DSR)
Upfront cash ≈ HK$44.22M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,783
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,329
−HK$5,626/mo
Today · 4.125%
HK$217,955
baseline
▲ 0.50% · 4.625%
HK$229,444
+HK$11,489/mo
Deposit HK$40.76M · loan HK$40.76M · min. income ≈ HK$435,910/mo (50% DSR)
Upfront cash ≈ HK$44.22M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,049
−HK$13,987/mo
▼ 0.25% · 3.875%
HK$229,987
−HK$7,049/mo
Today · 4.125%
HK$237,036
baseline
▲ 0.50% · 4.625%
HK$251,459
+HK$14,423/mo
Deposit HK$32.61M · loan HK$48.91M · min. income ≈ HK$474,072/mo (50% DSR)
Upfront cash ≈ HK$36.07M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,140
−HK$13,406/mo
▼ 0.25% · 3.875%
HK$254,795
−HK$6,751/mo
Today · 4.125%
HK$261,546
baseline
▲ 0.50% · 4.625%
HK$275,333
+HK$13,787/mo
Deposit HK$32.61M · loan HK$48.91M · min. income ≈ HK$523,092/mo (50% DSR)
Upfront cash ≈ HK$36.07M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,224
−HK$16,318/mo
▼ 0.25% · 3.875%
HK$268,319
−HK$8,223/mo
Today · 4.125%
HK$276,542
baseline
▲ 0.50% · 4.625%
HK$293,369
+HK$16,827/mo
Deposit HK$24.45M · loan HK$57.06M · min. income ≈ HK$553,084/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,497
−HK$15,640/mo
▼ 0.25% · 3.875%
HK$297,261
−HK$7,876/mo
Today · 4.125%
HK$305,137
baseline
▲ 0.50% · 4.625%
HK$321,221
+HK$16,084/mo
Deposit HK$24.45M · loan HK$57.06M · min. income ≈ HK$610,274/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,574
−HK$20,981/mo
▼ 0.25% · 3.875%
HK$344,981
−HK$10,574/mo
Today · 4.125%
HK$355,555
baseline
▲ 0.50% · 4.625%
HK$377,189
+HK$21,634/mo
Deposit HK$8.15M · loan HK$73.36M · min. income ≈ HK$711,110/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,210
−HK$20,109/mo
▼ 0.25% · 3.875%
HK$382,192
−HK$10,127/mo
Today · 4.125%
HK$392,319
baseline
▲ 0.50% · 4.625%
HK$412,999
+HK$20,680/mo
Deposit HK$8.15M · loan HK$73.36M · min. income ≈ HK$784,638/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,464,374 · Scale 2, in force from 26 Feb 2026)