LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,917
−HK$11,658/mo
▼ 0.25% · 3.875%
HK$191,700
−HK$5,875/mo
Today · 4.125%
HK$197,575
baseline
▲ 0.50% · 4.625%
HK$209,597
+HK$12,022/mo
Deposit HK$40.77M · loan HK$40.77M · min. income ≈ HK$395,150/mo (50% DSR)
Upfront cash ≈ HK$44.23M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,831
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$212,378
−HK$5,627/mo
Today · 4.125%
HK$218,005
baseline
▲ 0.50% · 4.625%
HK$229,496
+HK$11,491/mo
Deposit HK$40.77M · loan HK$40.77M · min. income ≈ HK$436,010/mo (50% DSR)
Upfront cash ≈ HK$44.23M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,100
−HK$13,990/mo
▼ 0.25% · 3.875%
HK$230,040
−HK$7,050/mo
Today · 4.125%
HK$237,090
baseline
▲ 0.50% · 4.625%
HK$251,517
+HK$14,427/mo
Deposit HK$32.61M · loan HK$48.92M · min. income ≈ HK$474,180/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,197
−HK$13,409/mo
▼ 0.25% · 3.875%
HK$254,853
−HK$6,753/mo
Today · 4.125%
HK$261,606
baseline
▲ 0.50% · 4.625%
HK$275,396
+HK$13,790/mo
Deposit HK$32.61M · loan HK$48.92M · min. income ≈ HK$523,212/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,283
−HK$16,323/mo
▼ 0.25% · 3.875%
HK$268,380
−HK$8,226/mo
Today · 4.125%
HK$276,606
baseline
▲ 0.50% · 4.625%
HK$293,436
+HK$16,830/mo
Deposit HK$24.46M · loan HK$57.07M · min. income ≈ HK$553,212/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,563
−HK$15,644/mo
▼ 0.25% · 3.875%
HK$297,329
−HK$7,878/mo
Today · 4.125%
HK$305,207
baseline
▲ 0.50% · 4.625%
HK$321,295
+HK$16,088/mo
Deposit HK$24.46M · loan HK$57.07M · min. income ≈ HK$610,414/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,650
−HK$20,986/mo
▼ 0.25% · 3.875%
HK$345,060
−HK$10,576/mo
Today · 4.125%
HK$355,636
baseline
▲ 0.50% · 4.625%
HK$377,275
+HK$21,639/mo
Deposit HK$8.15M · loan HK$73.38M · min. income ≈ HK$711,272/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,295
−HK$20,114/mo
▼ 0.25% · 3.875%
HK$382,280
−HK$10,129/mo
Today · 4.125%
HK$392,409
baseline
▲ 0.50% · 4.625%
HK$413,093
+HK$20,684/mo
Deposit HK$8.15M · loan HK$73.38M · min. income ≈ HK$784,818/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,465,165 · Scale 2, in force from 26 Feb 2026)