LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,933
−HK$11,660/mo
▼ 0.25% · 3.875%
HK$191,717
−HK$5,876/mo
Today · 4.125%
HK$197,593
baseline
▲ 0.50% · 4.625%
HK$209,616
+HK$12,023/mo
Deposit HK$40.77M · loan HK$40.77M · min. income ≈ HK$395,186/mo (50% DSR)
Upfront cash ≈ HK$44.24M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,849
−HK$11,175/mo
▼ 0.25% · 3.875%
HK$212,397
−HK$5,627/mo
Today · 4.125%
HK$218,024
baseline
▲ 0.50% · 4.625%
HK$229,517
+HK$11,493/mo
Deposit HK$40.77M · loan HK$40.77M · min. income ≈ HK$436,048/mo (50% DSR)
Upfront cash ≈ HK$44.24M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,120
−HK$13,992/mo
▼ 0.25% · 3.875%
HK$230,060
−HK$7,052/mo
Today · 4.125%
HK$237,112
baseline
▲ 0.50% · 4.625%
HK$251,539
+HK$14,427/mo
Deposit HK$32.62M · loan HK$48.92M · min. income ≈ HK$474,224/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,219
−HK$13,410/mo
▼ 0.25% · 3.875%
HK$254,876
−HK$6,753/mo
Today · 4.125%
HK$261,629
baseline
▲ 0.50% · 4.625%
HK$275,420
+HK$13,791/mo
Deposit HK$32.62M · loan HK$48.92M · min. income ≈ HK$523,258/mo (50% DSR)
Upfront cash ≈ HK$36.08M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,307
−HK$16,323/mo
▼ 0.25% · 3.875%
HK$268,404
−HK$8,226/mo
Today · 4.125%
HK$276,630
baseline
▲ 0.50% · 4.625%
HK$293,463
+HK$16,833/mo
Deposit HK$24.46M · loan HK$57.08M · min. income ≈ HK$553,260/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,589
−HK$15,645/mo
▼ 0.25% · 3.875%
HK$297,355
−HK$7,879/mo
Today · 4.125%
HK$305,234
baseline
▲ 0.50% · 4.625%
HK$321,323
+HK$16,089/mo
Deposit HK$24.46M · loan HK$57.08M · min. income ≈ HK$610,468/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,680
−HK$20,987/mo
▼ 0.25% · 3.875%
HK$345,091
−HK$10,576/mo
Today · 4.125%
HK$355,667
baseline
▲ 0.50% · 4.625%
HK$377,309
+HK$21,642/mo
Deposit HK$8.15M · loan HK$73.39M · min. income ≈ HK$711,334/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,328
−HK$20,116/mo
▼ 0.25% · 3.875%
HK$382,314
−HK$10,130/mo
Today · 4.125%
HK$392,444
baseline
▲ 0.50% · 4.625%
HK$413,130
+HK$20,686/mo
Deposit HK$8.15M · loan HK$73.39M · min. income ≈ HK$784,888/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,465,474 · Scale 2, in force from 26 Feb 2026)