LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,995
−HK$11,663/mo
▼ 0.25% · 3.875%
HK$191,780
−HK$5,878/mo
Today · 4.125%
HK$197,658
baseline
▲ 0.50% · 4.625%
HK$209,685
+HK$12,027/mo
Deposit HK$40.78M · loan HK$40.78M · min. income ≈ HK$395,316/mo (50% DSR)
Upfront cash ≈ HK$44.25M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,917
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$212,467
−HK$5,629/mo
Today · 4.125%
HK$218,096
baseline
▲ 0.50% · 4.625%
HK$229,592
+HK$11,496/mo
Deposit HK$40.78M · loan HK$40.78M · min. income ≈ HK$436,192/mo (50% DSR)
Upfront cash ≈ HK$44.25M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,194
−HK$13,996/mo
▼ 0.25% · 3.875%
HK$230,136
−HK$7,054/mo
Today · 4.125%
HK$237,190
baseline
▲ 0.50% · 4.625%
HK$251,622
+HK$14,432/mo
Deposit HK$32.63M · loan HK$48.94M · min. income ≈ HK$474,380/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,301
−HK$13,415/mo
▼ 0.25% · 3.875%
HK$254,960
−HK$6,756/mo
Today · 4.125%
HK$261,716
baseline
▲ 0.50% · 4.625%
HK$275,511
+HK$13,795/mo
Deposit HK$32.63M · loan HK$48.94M · min. income ≈ HK$523,432/mo (50% DSR)
Upfront cash ≈ HK$36.09M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,393
−HK$16,328/mo
▼ 0.25% · 3.875%
HK$268,492
−HK$8,229/mo
Today · 4.125%
HK$276,721
baseline
▲ 0.50% · 4.625%
HK$293,559
+HK$16,838/mo
Deposit HK$24.47M · loan HK$57.10M · min. income ≈ HK$553,442/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,684
−HK$15,651/mo
▼ 0.25% · 3.875%
HK$297,453
−HK$7,882/mo
Today · 4.125%
HK$305,335
baseline
▲ 0.50% · 4.625%
HK$321,429
+HK$16,094/mo
Deposit HK$24.47M · loan HK$57.10M · min. income ≈ HK$610,670/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,790
−HK$20,995/mo
▼ 0.25% · 3.875%
HK$345,204
−HK$10,581/mo
Today · 4.125%
HK$355,785
baseline
▲ 0.50% · 4.625%
HK$377,433
+HK$21,648/mo
Deposit HK$8.16M · loan HK$73.41M · min. income ≈ HK$711,570/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,451
−HK$20,122/mo
▼ 0.25% · 3.875%
HK$382,440
−HK$10,133/mo
Today · 4.125%
HK$392,573
baseline
▲ 0.50% · 4.625%
HK$413,266
+HK$20,693/mo
Deposit HK$8.16M · loan HK$73.41M · min. income ≈ HK$785,146/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$3,466,616 · Scale 2, in force from 26 Feb 2026)