LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,023
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$191,809
−HK$5,879/mo
Today · 4.125%
HK$197,688
baseline
▲ 0.50% · 4.625%
HK$209,717
+HK$12,029/mo
Deposit HK$40.79M · loan HK$40.79M · min. income ≈ HK$395,376/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,948
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$212,499
−HK$5,630/mo
Today · 4.125%
HK$218,129
baseline
▲ 0.50% · 4.625%
HK$229,627
+HK$11,498/mo
Deposit HK$40.79M · loan HK$40.79M · min. income ≈ HK$436,258/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,227
−HK$13,999/mo
▼ 0.25% · 3.875%
HK$230,171
−HK$7,055/mo
Today · 4.125%
HK$237,226
baseline
▲ 0.50% · 4.625%
HK$251,660
+HK$14,434/mo
Deposit HK$32.63M · loan HK$48.95M · min. income ≈ HK$474,452/mo (50% DSR)
Upfront cash ≈ HK$36.10M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,338
−HK$13,417/mo
▼ 0.25% · 3.875%
HK$254,998
−HK$6,757/mo
Today · 4.125%
HK$261,755
baseline
▲ 0.50% · 4.625%
HK$275,553
+HK$13,798/mo
Deposit HK$32.63M · loan HK$48.95M · min. income ≈ HK$523,510/mo (50% DSR)
Upfront cash ≈ HK$36.10M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,432
−HK$16,331/mo
▼ 0.25% · 3.875%
HK$268,533
−HK$8,230/mo
Today · 4.125%
HK$276,763
baseline
▲ 0.50% · 4.625%
HK$293,604
+HK$16,841/mo
Deposit HK$24.47M · loan HK$57.11M · min. income ≈ HK$553,526/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,728
−HK$15,653/mo
▼ 0.25% · 3.875%
HK$297,498
−HK$7,883/mo
Today · 4.125%
HK$305,381
baseline
▲ 0.50% · 4.625%
HK$321,478
+HK$16,097/mo
Deposit HK$24.47M · loan HK$57.11M · min. income ≈ HK$610,762/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,841
−HK$20,997/mo
▼ 0.25% · 3.875%
HK$345,256
−HK$10,582/mo
Today · 4.125%
HK$355,838
baseline
▲ 0.50% · 4.625%
HK$377,490
+HK$21,652/mo
Deposit HK$8.16M · loan HK$73.42M · min. income ≈ HK$711,676/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,507
−HK$20,126/mo
▼ 0.25% · 3.875%
HK$382,498
−HK$10,135/mo
Today · 4.125%
HK$392,633
baseline
▲ 0.50% · 4.625%
HK$413,329
+HK$20,696/mo
Deposit HK$8.16M · loan HK$73.42M · min. income ≈ HK$785,266/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,467,140 · Scale 2, in force from 26 Feb 2026)