LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,054
−HK$11,667/mo
▼ 0.25% · 3.875%
HK$191,841
−HK$5,880/mo
Today · 4.125%
HK$197,721
baseline
▲ 0.50% · 4.625%
HK$209,752
+HK$12,031/mo
Deposit HK$40.80M · loan HK$40.80M · min. income ≈ HK$395,442/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,983
−HK$11,183/mo
▼ 0.25% · 3.875%
HK$212,534
−HK$5,632/mo
Today · 4.125%
HK$218,166
baseline
▲ 0.50% · 4.625%
HK$229,666
+HK$11,500/mo
Deposit HK$40.80M · loan HK$40.80M · min. income ≈ HK$436,332/mo (50% DSR)
Upfront cash ≈ HK$44.26M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,265
−HK$14,000/mo
▼ 0.25% · 3.875%
HK$230,210
−HK$7,055/mo
Today · 4.125%
HK$237,265
baseline
▲ 0.50% · 4.625%
HK$251,702
+HK$14,437/mo
Deposit HK$32.64M · loan HK$48.96M · min. income ≈ HK$474,530/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,380
−HK$13,419/mo
▼ 0.25% · 3.875%
HK$255,041
−HK$6,758/mo
Today · 4.125%
HK$261,799
baseline
▲ 0.50% · 4.625%
HK$275,599
+HK$13,800/mo
Deposit HK$32.64M · loan HK$48.96M · min. income ≈ HK$523,598/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,475
−HK$16,335/mo
▼ 0.25% · 3.875%
HK$268,578
−HK$8,232/mo
Today · 4.125%
HK$276,810
baseline
▲ 0.50% · 4.625%
HK$293,653
+HK$16,843/mo
Deposit HK$24.48M · loan HK$57.12M · min. income ≈ HK$553,620/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,776
−HK$15,656/mo
▼ 0.25% · 3.875%
HK$297,548
−HK$7,884/mo
Today · 4.125%
HK$305,432
baseline
▲ 0.50% · 4.625%
HK$321,532
+HK$16,100/mo
Deposit HK$24.48M · loan HK$57.12M · min. income ≈ HK$610,864/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,897
−HK$21,001/mo
▼ 0.25% · 3.875%
HK$345,314
−HK$10,584/mo
Today · 4.125%
HK$355,898
baseline
▲ 0.50% · 4.625%
HK$377,554
+HK$21,656/mo
Deposit HK$8.16M · loan HK$73.43M · min. income ≈ HK$711,796/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,570
−HK$20,128/mo
▼ 0.25% · 3.875%
HK$382,562
−HK$10,136/mo
Today · 4.125%
HK$392,698
baseline
▲ 0.50% · 4.625%
HK$413,398
+HK$20,700/mo
Deposit HK$8.16M · loan HK$73.43M · min. income ≈ HK$785,396/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,467,721 · Scale 2, in force from 26 Feb 2026)