LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,094
−HK$11,670/mo
▼ 0.25% · 3.875%
HK$191,883
−HK$5,881/mo
Today · 4.125%
HK$197,764
baseline
▲ 0.50% · 4.625%
HK$209,797
+HK$12,033/mo
Deposit HK$40.81M · loan HK$40.81M · min. income ≈ HK$395,528/mo (50% DSR)
Upfront cash ≈ HK$44.27M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,028
−HK$11,185/mo
▼ 0.25% · 3.875%
HK$212,580
−HK$5,633/mo
Today · 4.125%
HK$218,213
baseline
▲ 0.50% · 4.625%
HK$229,715
+HK$11,502/mo
Deposit HK$40.81M · loan HK$40.81M · min. income ≈ HK$436,426/mo (50% DSR)
Upfront cash ≈ HK$44.27M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,313
−HK$14,004/mo
▼ 0.25% · 3.875%
HK$230,259
−HK$7,058/mo
Today · 4.125%
HK$237,317
baseline
▲ 0.50% · 4.625%
HK$251,757
+HK$14,440/mo
Deposit HK$32.64M · loan HK$48.97M · min. income ≈ HK$474,634/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,434
−HK$13,422/mo
▼ 0.25% · 3.875%
HK$255,096
−HK$6,760/mo
Today · 4.125%
HK$261,856
baseline
▲ 0.50% · 4.625%
HK$275,658
+HK$13,802/mo
Deposit HK$32.64M · loan HK$48.97M · min. income ≈ HK$523,712/mo (50% DSR)
Upfront cash ≈ HK$36.11M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,532
−HK$16,338/mo
▼ 0.25% · 3.875%
HK$268,636
−HK$8,234/mo
Today · 4.125%
HK$276,870
baseline
▲ 0.50% · 4.625%
HK$293,716
+HK$16,846/mo
Deposit HK$24.48M · loan HK$57.13M · min. income ≈ HK$553,740/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,839
−HK$15,659/mo
▼ 0.25% · 3.875%
HK$297,612
−HK$7,886/mo
Today · 4.125%
HK$305,498
baseline
▲ 0.50% · 4.625%
HK$321,601
+HK$16,103/mo
Deposit HK$24.48M · loan HK$57.13M · min. income ≈ HK$610,996/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,970
−HK$21,005/mo
▼ 0.25% · 3.875%
HK$345,389
−HK$10,586/mo
Today · 4.125%
HK$355,975
baseline
▲ 0.50% · 4.625%
HK$377,635
+HK$21,660/mo
Deposit HK$8.16M · loan HK$73.45M · min. income ≈ HK$711,950/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,650
−HK$20,133/mo
▼ 0.25% · 3.875%
HK$382,645
−HK$10,138/mo
Today · 4.125%
HK$392,783
baseline
▲ 0.50% · 4.625%
HK$413,488
+HK$20,705/mo
Deposit HK$8.16M · loan HK$73.45M · min. income ≈ HK$785,566/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,468,471 · Scale 2, in force from 26 Feb 2026)