LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,152
−HK$11,673/mo
▼ 0.25% · 3.875%
HK$191,942
−HK$5,883/mo
Today · 4.125%
HK$197,825
baseline
▲ 0.50% · 4.625%
HK$209,862
+HK$12,037/mo
Deposit HK$40.82M · loan HK$40.82M · min. income ≈ HK$395,650/mo (50% DSR)
Upfront cash ≈ HK$44.29M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,092
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$212,646
−HK$5,635/mo
Today · 4.125%
HK$218,281
baseline
▲ 0.50% · 4.625%
HK$229,787
+HK$11,506/mo
Deposit HK$40.82M · loan HK$40.82M · min. income ≈ HK$436,562/mo (50% DSR)
Upfront cash ≈ HK$44.29M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,382
−HK$14,008/mo
▼ 0.25% · 3.875%
HK$230,331
−HK$7,059/mo
Today · 4.125%
HK$237,390
baseline
▲ 0.50% · 4.625%
HK$251,835
+HK$14,445/mo
Deposit HK$32.65M · loan HK$48.98M · min. income ≈ HK$474,780/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,511
−HK$13,426/mo
▼ 0.25% · 3.875%
HK$255,175
−HK$6,762/mo
Today · 4.125%
HK$261,937
baseline
▲ 0.50% · 4.625%
HK$275,744
+HK$13,807/mo
Deposit HK$32.65M · loan HK$48.98M · min. income ≈ HK$523,874/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,613
−HK$16,342/mo
▼ 0.25% · 3.875%
HK$268,719
−HK$8,236/mo
Today · 4.125%
HK$276,955
baseline
▲ 0.50% · 4.625%
HK$293,807
+HK$16,852/mo
Deposit HK$24.49M · loan HK$57.15M · min. income ≈ HK$553,910/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,929
−HK$15,664/mo
▼ 0.25% · 3.875%
HK$297,705
−HK$7,888/mo
Today · 4.125%
HK$305,593
baseline
▲ 0.50% · 4.625%
HK$321,701
+HK$16,108/mo
Deposit HK$24.49M · loan HK$57.15M · min. income ≈ HK$611,186/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,073
−HK$21,012/mo
▼ 0.25% · 3.875%
HK$345,496
−HK$10,589/mo
Today · 4.125%
HK$356,085
baseline
▲ 0.50% · 4.625%
HK$377,752
+HK$21,667/mo
Deposit HK$8.16M · loan HK$73.47M · min. income ≈ HK$712,170/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,766
−HK$20,139/mo
▼ 0.25% · 3.875%
HK$382,763
−HK$10,142/mo
Today · 4.125%
HK$392,905
baseline
▲ 0.50% · 4.625%
HK$413,616
+HK$20,711/mo
Deposit HK$8.16M · loan HK$73.47M · min. income ≈ HK$785,810/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,469,547 · Scale 2, in force from 26 Feb 2026)