LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,155
−HK$11,674/mo
▼ 0.25% · 3.875%
HK$191,946
−HK$5,883/mo
Today · 4.125%
HK$197,829
baseline
▲ 0.50% · 4.625%
HK$209,866
+HK$12,037/mo
Deposit HK$40.82M · loan HK$40.82M · min. income ≈ HK$395,658/mo (50% DSR)
Upfront cash ≈ HK$44.29M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,096
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$212,650
−HK$5,635/mo
Today · 4.125%
HK$218,285
baseline
▲ 0.50% · 4.625%
HK$229,791
+HK$11,506/mo
Deposit HK$40.82M · loan HK$40.82M · min. income ≈ HK$436,570/mo (50% DSR)
Upfront cash ≈ HK$44.29M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,386
−HK$14,009/mo
▼ 0.25% · 3.875%
HK$230,335
−HK$7,060/mo
Today · 4.125%
HK$237,395
baseline
▲ 0.50% · 4.625%
HK$251,839
+HK$14,444/mo
Deposit HK$32.66M · loan HK$48.98M · min. income ≈ HK$474,790/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,515
−HK$13,426/mo
▼ 0.25% · 3.875%
HK$255,180
−HK$6,761/mo
Today · 4.125%
HK$261,941
baseline
▲ 0.50% · 4.625%
HK$275,749
+HK$13,808/mo
Deposit HK$32.66M · loan HK$48.98M · min. income ≈ HK$523,882/mo (50% DSR)
Upfront cash ≈ HK$36.12M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,617
−HK$16,343/mo
▼ 0.25% · 3.875%
HK$268,724
−HK$8,236/mo
Today · 4.125%
HK$276,960
baseline
▲ 0.50% · 4.625%
HK$293,813
+HK$16,853/mo
Deposit HK$24.49M · loan HK$57.15M · min. income ≈ HK$553,920/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,934
−HK$15,664/mo
▼ 0.25% · 3.875%
HK$297,710
−HK$7,888/mo
Today · 4.125%
HK$305,598
baseline
▲ 0.50% · 4.625%
HK$321,707
+HK$16,109/mo
Deposit HK$24.49M · loan HK$57.15M · min. income ≈ HK$611,196/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,079
−HK$21,013/mo
▼ 0.25% · 3.875%
HK$345,502
−HK$10,590/mo
Today · 4.125%
HK$356,092
baseline
▲ 0.50% · 4.625%
HK$377,759
+HK$21,667/mo
Deposit HK$8.16M · loan HK$73.47M · min. income ≈ HK$712,184/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,772
−HK$20,140/mo
▼ 0.25% · 3.875%
HK$382,770
−HK$10,142/mo
Today · 4.125%
HK$392,912
baseline
▲ 0.50% · 4.625%
HK$413,623
+HK$20,711/mo
Deposit HK$8.16M · loan HK$73.47M · min. income ≈ HK$785,824/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$3,469,609 · Scale 2, in force from 26 Feb 2026)