LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,184
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$191,976
−HK$5,884/mo
Today · 4.125%
HK$197,860
baseline
▲ 0.50% · 4.625%
HK$209,899
+HK$12,039/mo
Deposit HK$40.83M · loan HK$40.83M · min. income ≈ HK$395,720/mo (50% DSR)
Upfront cash ≈ HK$44.30M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,128
−HK$11,191/mo
▼ 0.25% · 3.875%
HK$212,683
−HK$5,636/mo
Today · 4.125%
HK$218,319
baseline
▲ 0.50% · 4.625%
HK$229,826
+HK$11,507/mo
Deposit HK$40.83M · loan HK$40.83M · min. income ≈ HK$436,638/mo (50% DSR)
Upfront cash ≈ HK$44.30M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,421
−HK$14,011/mo
▼ 0.25% · 3.875%
HK$230,371
−HK$7,061/mo
Today · 4.125%
HK$237,432
baseline
▲ 0.50% · 4.625%
HK$251,879
+HK$14,447/mo
Deposit HK$32.66M · loan HK$48.99M · min. income ≈ HK$474,864/mo (50% DSR)
Upfront cash ≈ HK$36.13M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,554
−HK$13,428/mo
▼ 0.25% · 3.875%
HK$255,220
−HK$6,762/mo
Today · 4.125%
HK$261,982
baseline
▲ 0.50% · 4.625%
HK$275,792
+HK$13,810/mo
Deposit HK$32.66M · loan HK$48.99M · min. income ≈ HK$523,964/mo (50% DSR)
Upfront cash ≈ HK$36.13M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,658
−HK$16,345/mo
▼ 0.25% · 3.875%
HK$268,766
−HK$8,237/mo
Today · 4.125%
HK$277,003
baseline
▲ 0.50% · 4.625%
HK$293,858
+HK$16,855/mo
Deposit HK$24.50M · loan HK$57.16M · min. income ≈ HK$554,006/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,979
−HK$15,667/mo
▼ 0.25% · 3.875%
HK$297,756
−HK$7,890/mo
Today · 4.125%
HK$305,646
baseline
▲ 0.50% · 4.625%
HK$321,757
+HK$16,111/mo
Deposit HK$24.50M · loan HK$57.16M · min. income ≈ HK$611,292/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,132
−HK$21,015/mo
▼ 0.25% · 3.875%
HK$345,556
−HK$10,591/mo
Today · 4.125%
HK$356,147
baseline
▲ 0.50% · 4.625%
HK$377,818
+HK$21,671/mo
Deposit HK$8.17M · loan HK$73.49M · min. income ≈ HK$712,294/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,831
−HK$20,142/mo
▼ 0.25% · 3.875%
HK$382,830
−HK$10,143/mo
Today · 4.125%
HK$392,973
baseline
▲ 0.50% · 4.625%
HK$413,688
+HK$20,715/mo
Deposit HK$8.17M · loan HK$73.49M · min. income ≈ HK$785,946/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,470,149 · Scale 2, in force from 26 Feb 2026)