LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,266
−HK$11,680/mo
▼ 0.25% · 3.875%
HK$192,060
−HK$5,886/mo
Today · 4.125%
HK$197,946
baseline
▲ 0.50% · 4.625%
HK$209,991
+HK$12,045/mo
Deposit HK$40.84M · loan HK$40.84M · min. income ≈ HK$395,892/mo (50% DSR)
Upfront cash ≈ HK$44.31M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,219
−HK$11,195/mo
▼ 0.25% · 3.875%
HK$212,776
−HK$5,638/mo
Today · 4.125%
HK$218,414
baseline
▲ 0.50% · 4.625%
HK$229,927
+HK$11,513/mo
Deposit HK$40.84M · loan HK$40.84M · min. income ≈ HK$436,828/mo (50% DSR)
Upfront cash ≈ HK$44.31M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,519
−HK$14,017/mo
▼ 0.25% · 3.875%
HK$230,472
−HK$7,064/mo
Today · 4.125%
HK$237,536
baseline
▲ 0.50% · 4.625%
HK$251,989
+HK$14,453/mo
Deposit HK$32.67M · loan HK$49.01M · min. income ≈ HK$475,072/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,663
−HK$13,434/mo
▼ 0.25% · 3.875%
HK$255,332
−HK$6,765/mo
Today · 4.125%
HK$262,097
baseline
▲ 0.50% · 4.625%
HK$275,913
+HK$13,816/mo
Deposit HK$32.67M · loan HK$49.01M · min. income ≈ HK$524,194/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,772
−HK$16,353/mo
▼ 0.25% · 3.875%
HK$268,884
−HK$8,241/mo
Today · 4.125%
HK$277,125
baseline
▲ 0.50% · 4.625%
HK$293,987
+HK$16,862/mo
Deposit HK$24.51M · loan HK$57.18M · min. income ≈ HK$554,250/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,106
−HK$15,674/mo
▼ 0.25% · 3.875%
HK$297,887
−HK$7,893/mo
Today · 4.125%
HK$305,780
baseline
▲ 0.50% · 4.625%
HK$321,898
+HK$16,118/mo
Deposit HK$24.51M · loan HK$57.18M · min. income ≈ HK$611,560/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,278
−HK$21,025/mo
▼ 0.25% · 3.875%
HK$345,707
−HK$10,596/mo
Today · 4.125%
HK$356,303
baseline
▲ 0.50% · 4.625%
HK$377,983
+HK$21,680/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$712,606/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,994
−HK$20,152/mo
▼ 0.25% · 3.875%
HK$382,997
−HK$10,149/mo
Today · 4.125%
HK$393,146
baseline
▲ 0.50% · 4.625%
HK$413,869
+HK$20,723/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$786,292/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,471,669 · Scale 2, in force from 26 Feb 2026)