LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,284
−HK$11,681/mo
▼ 0.25% · 3.875%
HK$192,078
−HK$5,887/mo
Today · 4.125%
HK$197,965
baseline
▲ 0.50% · 4.625%
HK$210,011
+HK$12,046/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$395,930/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,239
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$212,797
−HK$5,638/mo
Today · 4.125%
HK$218,435
baseline
▲ 0.50% · 4.625%
HK$229,949
+HK$11,514/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$436,870/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,540
−HK$14,018/mo
▼ 0.25% · 3.875%
HK$230,494
−HK$7,064/mo
Today · 4.125%
HK$237,558
baseline
▲ 0.50% · 4.625%
HK$252,013
+HK$14,455/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$475,116/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,686
−HK$13,436/mo
▼ 0.25% · 3.875%
HK$255,356
−HK$6,766/mo
Today · 4.125%
HK$262,122
baseline
▲ 0.50% · 4.625%
HK$275,939
+HK$13,817/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$524,244/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,797
−HK$16,354/mo
▼ 0.25% · 3.875%
HK$268,909
−HK$8,242/mo
Today · 4.125%
HK$277,151
baseline
▲ 0.50% · 4.625%
HK$294,015
+HK$16,864/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$554,302/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,134
−HK$15,675/mo
▼ 0.25% · 3.875%
HK$297,915
−HK$7,894/mo
Today · 4.125%
HK$305,809
baseline
▲ 0.50% · 4.625%
HK$321,929
+HK$16,120/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$611,618/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,310
−HK$21,027/mo
▼ 0.25% · 3.875%
HK$345,741
−HK$10,596/mo
Today · 4.125%
HK$356,337
baseline
▲ 0.50% · 4.625%
HK$378,020
+HK$21,683/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$712,674/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,030
−HK$20,153/mo
▼ 0.25% · 3.875%
HK$383,034
−HK$10,149/mo
Today · 4.125%
HK$393,183
baseline
▲ 0.50% · 4.625%
HK$413,908
+HK$20,725/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$786,366/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,001 · Scale 2, in force from 26 Feb 2026)