LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,284
−HK$11,682/mo
▼ 0.25% · 3.875%
HK$192,079
−HK$5,887/mo
Today · 4.125%
HK$197,966
baseline
▲ 0.50% · 4.625%
HK$210,012
+HK$12,046/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$395,932/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,239
−HK$11,197/mo
▼ 0.25% · 3.875%
HK$212,797
−HK$5,639/mo
Today · 4.125%
HK$218,436
baseline
▲ 0.50% · 4.625%
HK$229,950
+HK$11,514/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$436,872/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,541
−HK$14,018/mo
▼ 0.25% · 3.875%
HK$230,494
−HK$7,065/mo
Today · 4.125%
HK$237,559
baseline
▲ 0.50% · 4.625%
HK$252,014
+HK$14,455/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$475,118/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,687
−HK$13,436/mo
▼ 0.25% · 3.875%
HK$255,357
−HK$6,766/mo
Today · 4.125%
HK$262,123
baseline
▲ 0.50% · 4.625%
HK$275,940
+HK$13,817/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$524,246/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,798
−HK$16,354/mo
▼ 0.25% · 3.875%
HK$268,910
−HK$8,242/mo
Today · 4.125%
HK$277,152
baseline
▲ 0.50% · 4.625%
HK$294,016
+HK$16,864/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$554,304/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,135
−HK$15,675/mo
▼ 0.25% · 3.875%
HK$297,916
−HK$7,894/mo
Today · 4.125%
HK$305,810
baseline
▲ 0.50% · 4.625%
HK$321,930
+HK$16,120/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$611,620/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,311
−HK$21,027/mo
▼ 0.25% · 3.875%
HK$345,741
−HK$10,597/mo
Today · 4.125%
HK$356,338
baseline
▲ 0.50% · 4.625%
HK$378,021
+HK$21,683/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$712,676/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,031
−HK$20,153/mo
▼ 0.25% · 3.875%
HK$383,035
−HK$10,149/mo
Today · 4.125%
HK$393,184
baseline
▲ 0.50% · 4.625%
HK$413,910
+HK$20,726/mo
Deposit HK$8.17M · loan HK$73.52M · min. income ≈ HK$786,368/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,011 · Scale 2, in force from 26 Feb 2026)