LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,288
−HK$11,682/mo
▼ 0.25% · 3.875%
HK$192,083
−HK$5,887/mo
Today · 4.125%
HK$197,970
baseline
▲ 0.50% · 4.625%
HK$210,016
+HK$12,046/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$395,940/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,244
−HK$11,196/mo
▼ 0.25% · 3.875%
HK$212,802
−HK$5,638/mo
Today · 4.125%
HK$218,440
baseline
▲ 0.50% · 4.625%
HK$229,955
+HK$11,515/mo
Deposit HK$40.85M · loan HK$40.85M · min. income ≈ HK$436,880/mo (50% DSR)
Upfront cash ≈ HK$44.32M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,546
−HK$14,018/mo
▼ 0.25% · 3.875%
HK$230,499
−HK$7,065/mo
Today · 4.125%
HK$237,564
baseline
▲ 0.50% · 4.625%
HK$252,019
+HK$14,455/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$475,128/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,692
−HK$13,436/mo
▼ 0.25% · 3.875%
HK$255,362
−HK$6,766/mo
Today · 4.125%
HK$262,128
baseline
▲ 0.50% · 4.625%
HK$275,946
+HK$13,818/mo
Deposit HK$32.68M · loan HK$49.02M · min. income ≈ HK$524,256/mo (50% DSR)
Upfront cash ≈ HK$36.15M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,803
−HK$16,355/mo
▼ 0.25% · 3.875%
HK$268,916
−HK$8,242/mo
Today · 4.125%
HK$277,158
baseline
▲ 0.50% · 4.625%
HK$294,022
+HK$16,864/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$554,316/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,141
−HK$15,675/mo
▼ 0.25% · 3.875%
HK$297,922
−HK$7,894/mo
Today · 4.125%
HK$305,816
baseline
▲ 0.50% · 4.625%
HK$321,936
+HK$16,120/mo
Deposit HK$24.51M · loan HK$57.19M · min. income ≈ HK$611,632/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,319
−HK$21,027/mo
▼ 0.25% · 3.875%
HK$345,749
−HK$10,597/mo
Today · 4.125%
HK$356,346
baseline
▲ 0.50% · 4.625%
HK$378,029
+HK$21,683/mo
Deposit HK$8.17M · loan HK$73.53M · min. income ≈ HK$712,692/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,038
−HK$20,155/mo
▼ 0.25% · 3.875%
HK$383,043
−HK$10,150/mo
Today · 4.125%
HK$393,193
baseline
▲ 0.50% · 4.625%
HK$413,918
+HK$20,725/mo
Deposit HK$8.17M · loan HK$73.53M · min. income ≈ HK$786,386/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,085 · Scale 2, in force from 26 Feb 2026)