LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,336
−HK$11,685/mo
▼ 0.25% · 3.875%
HK$192,132
−HK$5,889/mo
Today · 4.125%
HK$198,021
baseline
▲ 0.50% · 4.625%
HK$210,070
+HK$12,049/mo
Deposit HK$40.86M · loan HK$40.86M · min. income ≈ HK$396,042/mo (50% DSR)
Upfront cash ≈ HK$44.33M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,297
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$212,856
−HK$5,640/mo
Today · 4.125%
HK$218,496
baseline
▲ 0.50% · 4.625%
HK$230,013
+HK$11,517/mo
Deposit HK$40.86M · loan HK$40.86M · min. income ≈ HK$436,992/mo (50% DSR)
Upfront cash ≈ HK$44.33M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,603
−HK$14,022/mo
▼ 0.25% · 3.875%
HK$230,558
−HK$7,067/mo
Today · 4.125%
HK$237,625
baseline
▲ 0.50% · 4.625%
HK$252,084
+HK$14,459/mo
Deposit HK$32.69M · loan HK$49.03M · min. income ≈ HK$475,250/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,756
−HK$13,439/mo
▼ 0.25% · 3.875%
HK$255,427
−HK$6,768/mo
Today · 4.125%
HK$262,195
baseline
▲ 0.50% · 4.625%
HK$276,016
+HK$13,821/mo
Deposit HK$32.69M · loan HK$49.03M · min. income ≈ HK$524,390/mo (50% DSR)
Upfront cash ≈ HK$36.16M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,870
−HK$16,359/mo
▼ 0.25% · 3.875%
HK$268,984
−HK$8,245/mo
Today · 4.125%
HK$277,229
baseline
▲ 0.50% · 4.625%
HK$294,097
+HK$16,868/mo
Deposit HK$24.52M · loan HK$57.20M · min. income ≈ HK$554,458/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,215
−HK$15,680/mo
▼ 0.25% · 3.875%
HK$297,999
−HK$7,896/mo
Today · 4.125%
HK$305,895
baseline
▲ 0.50% · 4.625%
HK$322,019
+HK$16,124/mo
Deposit HK$24.52M · loan HK$57.20M · min. income ≈ HK$611,790/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,404
−HK$21,033/mo
▼ 0.25% · 3.875%
HK$345,837
−HK$10,600/mo
Today · 4.125%
HK$356,437
baseline
▲ 0.50% · 4.625%
HK$378,125
+HK$21,688/mo
Deposit HK$8.17M · loan HK$73.55M · min. income ≈ HK$712,874/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,134
−HK$20,159/mo
▼ 0.25% · 3.875%
HK$383,141
−HK$10,152/mo
Today · 4.125%
HK$393,293
baseline
▲ 0.50% · 4.625%
HK$414,024
+HK$20,731/mo
Deposit HK$8.17M · loan HK$73.55M · min. income ≈ HK$786,586/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$3,472,972 · Scale 2, in force from 26 Feb 2026)