LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,636
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,216
−HK$589/mo
Today · 4.125%
HK$19,805
baseline
▲ 0.50% · 4.625%
HK$21,010
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,610/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,733
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,289
−HK$564/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,005
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,364
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,059
−HK$707/mo
Today · 4.125%
HK$23,766
baseline
▲ 0.50% · 4.625%
HK$25,212
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,532/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,879
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,547
−HK$677/mo
Today · 4.125%
HK$26,224
baseline
▲ 0.50% · 4.625%
HK$27,606
+HK$1,382/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,448/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,903
−HK$824/mo
Today · 4.125%
HK$27,727
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,687/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,454/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,026
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$789/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,546
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$1,060/mo
Today · 4.125%
HK$35,649
baseline
▲ 0.50% · 4.625%
HK$37,818
+HK$2,169/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$71,298/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,319
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,320
−HK$1,015/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,409
+HK$2,074/mo
Deposit HK$817K · loan HK$7.36M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,190 · Scale 2, in force from 26 Feb 2026)