LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,377
−HK$11,688/mo
▼ 0.25% · 3.875%
HK$192,174
−HK$5,891/mo
Today · 4.125%
HK$198,065
baseline
▲ 0.50% · 4.625%
HK$210,116
+HK$12,051/mo
Deposit HK$40.87M · loan HK$40.87M · min. income ≈ HK$396,130/mo (50% DSR)
Upfront cash ≈ HK$44.34M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,343
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$212,903
−HK$5,642/mo
Today · 4.125%
HK$218,545
baseline
▲ 0.50% · 4.625%
HK$230,065
+HK$11,520/mo
Deposit HK$40.87M · loan HK$40.87M · min. income ≈ HK$437,090/mo (50% DSR)
Upfront cash ≈ HK$44.34M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,653
−HK$14,024/mo
▼ 0.25% · 3.875%
HK$230,609
−HK$7,068/mo
Today · 4.125%
HK$237,677
baseline
▲ 0.50% · 4.625%
HK$252,140
+HK$14,463/mo
Deposit HK$32.69M · loan HK$49.04M · min. income ≈ HK$475,354/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,811
−HK$13,443/mo
▼ 0.25% · 3.875%
HK$255,484
−HK$6,770/mo
Today · 4.125%
HK$262,254
baseline
▲ 0.50% · 4.625%
HK$276,077
+HK$13,823/mo
Deposit HK$32.69M · loan HK$49.04M · min. income ≈ HK$524,508/mo (50% DSR)
Upfront cash ≈ HK$36.17M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,928
−HK$16,362/mo
▼ 0.25% · 3.875%
HK$269,044
−HK$8,246/mo
Today · 4.125%
HK$277,290
baseline
▲ 0.50% · 4.625%
HK$294,163
+HK$16,873/mo
Deposit HK$24.52M · loan HK$57.21M · min. income ≈ HK$554,580/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,280
−HK$15,683/mo
▼ 0.25% · 3.875%
HK$298,065
−HK$7,898/mo
Today · 4.125%
HK$305,963
baseline
▲ 0.50% · 4.625%
HK$322,090
+HK$16,127/mo
Deposit HK$24.52M · loan HK$57.21M · min. income ≈ HK$611,926/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,479
−HK$21,037/mo
▼ 0.25% · 3.875%
HK$345,914
−HK$10,602/mo
Today · 4.125%
HK$356,516
baseline
▲ 0.50% · 4.625%
HK$378,209
+HK$21,693/mo
Deposit HK$8.17M · loan HK$73.56M · min. income ≈ HK$713,032/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,217
−HK$20,163/mo
▼ 0.25% · 3.875%
HK$383,226
−HK$10,154/mo
Today · 4.125%
HK$393,380
baseline
▲ 0.50% · 4.625%
HK$414,116
+HK$20,736/mo
Deposit HK$8.17M · loan HK$73.56M · min. income ≈ HK$786,760/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,473,744 · Scale 2, in force from 26 Feb 2026)