LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,422
−HK$11,690/mo
▼ 0.25% · 3.875%
HK$192,220
−HK$5,892/mo
Today · 4.125%
HK$198,112
baseline
▲ 0.50% · 4.625%
HK$210,166
+HK$12,054/mo
Deposit HK$40.88M · loan HK$40.88M · min. income ≈ HK$396,224/mo (50% DSR)
Upfront cash ≈ HK$44.35M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,392
−HK$11,205/mo
▼ 0.25% · 3.875%
HK$212,954
−HK$5,643/mo
Today · 4.125%
HK$218,597
baseline
▲ 0.50% · 4.625%
HK$230,119
+HK$11,522/mo
Deposit HK$40.88M · loan HK$40.88M · min. income ≈ HK$437,194/mo (50% DSR)
Upfront cash ≈ HK$44.35M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,706
−HK$14,028/mo
▼ 0.25% · 3.875%
HK$230,664
−HK$7,070/mo
Today · 4.125%
HK$237,734
baseline
▲ 0.50% · 4.625%
HK$252,200
+HK$14,466/mo
Deposit HK$32.70M · loan HK$49.05M · min. income ≈ HK$475,468/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,870
−HK$13,446/mo
▼ 0.25% · 3.875%
HK$255,545
−HK$6,771/mo
Today · 4.125%
HK$262,316
baseline
▲ 0.50% · 4.625%
HK$276,143
+HK$13,827/mo
Deposit HK$32.70M · loan HK$49.05M · min. income ≈ HK$524,632/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,990
−HK$16,367/mo
▼ 0.25% · 3.875%
HK$269,108
−HK$8,249/mo
Today · 4.125%
HK$277,357
baseline
▲ 0.50% · 4.625%
HK$294,233
+HK$16,876/mo
Deposit HK$24.53M · loan HK$57.23M · min. income ≈ HK$554,714/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,349
−HK$15,687/mo
▼ 0.25% · 3.875%
HK$298,136
−HK$7,900/mo
Today · 4.125%
HK$306,036
baseline
▲ 0.50% · 4.625%
HK$322,167
+HK$16,131/mo
Deposit HK$24.53M · loan HK$57.23M · min. income ≈ HK$612,072/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,559
−HK$21,042/mo
▼ 0.25% · 3.875%
HK$345,997
−HK$10,604/mo
Today · 4.125%
HK$356,601
baseline
▲ 0.50% · 4.625%
HK$378,300
+HK$21,699/mo
Deposit HK$8.18M · loan HK$73.58M · min. income ≈ HK$713,202/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,306
−HK$20,168/mo
▼ 0.25% · 3.875%
HK$383,318
−HK$10,156/mo
Today · 4.125%
HK$393,474
baseline
▲ 0.50% · 4.625%
HK$414,215
+HK$20,741/mo
Deposit HK$8.18M · loan HK$73.58M · min. income ≈ HK$786,948/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,474,572 · Scale 2, in force from 26 Feb 2026)