LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,424
−HK$11,690/mo
▼ 0.25% · 3.875%
HK$192,223
−HK$5,891/mo
Today · 4.125%
HK$198,114
baseline
▲ 0.50% · 4.625%
HK$210,169
+HK$12,055/mo
Deposit HK$40.88M · loan HK$40.88M · min. income ≈ HK$396,228/mo (50% DSR)
Upfront cash ≈ HK$44.35M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,395
−HK$11,205/mo
▼ 0.25% · 3.875%
HK$212,957
−HK$5,643/mo
Today · 4.125%
HK$218,600
baseline
▲ 0.50% · 4.625%
HK$230,122
+HK$11,522/mo
Deposit HK$40.88M · loan HK$40.88M · min. income ≈ HK$437,200/mo (50% DSR)
Upfront cash ≈ HK$44.35M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,709
−HK$14,028/mo
▼ 0.25% · 3.875%
HK$230,667
−HK$7,070/mo
Today · 4.125%
HK$237,737
baseline
▲ 0.50% · 4.625%
HK$252,203
+HK$14,466/mo
Deposit HK$32.70M · loan HK$49.05M · min. income ≈ HK$475,474/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,874
−HK$13,446/mo
▼ 0.25% · 3.875%
HK$255,548
−HK$6,772/mo
Today · 4.125%
HK$262,320
baseline
▲ 0.50% · 4.625%
HK$276,147
+HK$13,827/mo
Deposit HK$32.70M · loan HK$49.05M · min. income ≈ HK$524,640/mo (50% DSR)
Upfront cash ≈ HK$36.18M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,994
−HK$16,366/mo
▼ 0.25% · 3.875%
HK$269,112
−HK$8,248/mo
Today · 4.125%
HK$277,360
baseline
▲ 0.50% · 4.625%
HK$294,237
+HK$16,877/mo
Deposit HK$24.53M · loan HK$57.23M · min. income ≈ HK$554,720/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,353
−HK$15,687/mo
▼ 0.25% · 3.875%
HK$298,140
−HK$7,900/mo
Today · 4.125%
HK$306,040
baseline
▲ 0.50% · 4.625%
HK$322,171
+HK$16,131/mo
Deposit HK$24.53M · loan HK$57.23M · min. income ≈ HK$612,080/mo (50% DSR)
Upfront cash ≈ HK$28.00M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,563
−HK$21,043/mo
▼ 0.25% · 3.875%
HK$346,001
−HK$10,605/mo
Today · 4.125%
HK$356,606
baseline
▲ 0.50% · 4.625%
HK$378,305
+HK$21,699/mo
Deposit HK$8.18M · loan HK$73.58M · min. income ≈ HK$713,212/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,311
−HK$20,168/mo
▼ 0.25% · 3.875%
HK$383,323
−HK$10,156/mo
Today · 4.125%
HK$393,479
baseline
▲ 0.50% · 4.625%
HK$414,220
+HK$20,741/mo
Deposit HK$8.18M · loan HK$73.58M · min. income ≈ HK$786,958/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$3,474,618 · Scale 2, in force from 26 Feb 2026)