LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,645
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,225
−HK$589/mo
Today · 4.125%
HK$19,814
baseline
▲ 0.50% · 4.625%
HK$21,019
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,628/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,742
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,298
−HK$565/mo
Today · 4.125%
HK$21,863
baseline
▲ 0.50% · 4.625%
HK$23,015
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,726/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,373
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,069
−HK$708/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,223
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,890
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,558
−HK$677/mo
Today · 4.125%
HK$26,235
baseline
▲ 0.50% · 4.625%
HK$27,618
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,470/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,102
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,914
−HK$825/mo
Today · 4.125%
HK$27,739
baseline
▲ 0.50% · 4.625%
HK$29,427
+HK$1,688/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,478/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,039
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,817
−HK$791/mo
Today · 4.125%
HK$30,608
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,216/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,560
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,604
−HK$1,061/mo
Today · 4.125%
HK$35,665
baseline
▲ 0.50% · 4.625%
HK$37,835
+HK$2,170/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,330/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,335
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,337
−HK$1,016/mo
Today · 4.125%
HK$39,353
baseline
▲ 0.50% · 4.625%
HK$41,427
+HK$2,074/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,706/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,296 · Scale 2, in force from 26 Feb 2026)