LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,654
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,235
−HK$589/mo
Today · 4.125%
HK$19,824
baseline
▲ 0.50% · 4.625%
HK$21,030
+HK$1,206/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,648/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,309
−HK$565/mo
Today · 4.125%
HK$21,874
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,748/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,385
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,082
−HK$707/mo
Today · 4.125%
HK$23,789
baseline
▲ 0.50% · 4.625%
HK$25,236
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,578/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,903
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,571
−HK$678/mo
Today · 4.125%
HK$26,249
baseline
▲ 0.50% · 4.625%
HK$27,632
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,498/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,116
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$826/mo
Today · 4.125%
HK$27,754
baseline
▲ 0.50% · 4.625%
HK$29,443
+HK$1,689/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$55,508/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,833
−HK$791/mo
Today · 4.125%
HK$30,624
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.73M · min. income ≈ HK$61,248/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,578
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,622
−HK$1,061/mo
Today · 4.125%
HK$35,683
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$2,172/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,366/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,355
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,357
−HK$1,016/mo
Today · 4.125%
HK$39,373
baseline
▲ 0.50% · 4.625%
HK$41,449
+HK$2,076/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,746/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,425 · Scale 2, in force from 26 Feb 2026)