LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,668
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$192,475
−HK$5,899/mo
Today · 4.125%
HK$198,374
baseline
▲ 0.50% · 4.625%
HK$210,445
+HK$12,071/mo
Deposit HK$40.93M · loan HK$40.93M · min. income ≈ HK$396,748/mo (50% DSR)
Upfront cash ≈ HK$44.41M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,667
−HK$11,219/mo
▼ 0.25% · 3.875%
HK$213,236
−HK$5,650/mo
Today · 4.125%
HK$218,886
baseline
▲ 0.50% · 4.625%
HK$230,424
+HK$11,538/mo
Deposit HK$40.93M · loan HK$40.93M · min. income ≈ HK$437,772/mo (50% DSR)
Upfront cash ≈ HK$44.41M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,002
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$230,970
−HK$7,079/mo
Today · 4.125%
HK$238,049
baseline
▲ 0.50% · 4.625%
HK$252,534
+HK$14,485/mo
Deposit HK$32.75M · loan HK$49.12M · min. income ≈ HK$476,098/mo (50% DSR)
Upfront cash ≈ HK$36.22M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,200
−HK$13,464/mo
▼ 0.25% · 3.875%
HK$255,884
−HK$6,780/mo
Today · 4.125%
HK$262,664
baseline
▲ 0.50% · 4.625%
HK$276,509
+HK$13,845/mo
Deposit HK$32.75M · loan HK$49.12M · min. income ≈ HK$525,328/mo (50% DSR)
Upfront cash ≈ HK$36.22M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,336
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$269,465
−HK$8,259/mo
Today · 4.125%
HK$277,724
baseline
▲ 0.50% · 4.625%
HK$294,623
+HK$16,899/mo
Deposit HK$24.56M · loan HK$57.30M · min. income ≈ HK$555,448/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,734
−HK$15,707/mo
▼ 0.25% · 3.875%
HK$298,531
−HK$7,910/mo
Today · 4.125%
HK$306,441
baseline
▲ 0.50% · 4.625%
HK$322,594
+HK$16,153/mo
Deposit HK$24.56M · loan HK$57.30M · min. income ≈ HK$612,882/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,003
−HK$21,071/mo
▼ 0.25% · 3.875%
HK$346,455
−HK$10,619/mo
Today · 4.125%
HK$357,074
baseline
▲ 0.50% · 4.625%
HK$378,801
+HK$21,727/mo
Deposit HK$8.19M · loan HK$73.68M · min. income ≈ HK$714,148/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,800
−HK$20,196/mo
▼ 0.25% · 3.875%
HK$383,825
−HK$10,171/mo
Today · 4.125%
HK$393,996
baseline
▲ 0.50% · 4.625%
HK$414,764
+HK$20,768/mo
Deposit HK$8.19M · loan HK$73.68M · min. income ≈ HK$787,992/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,479,175 · Scale 2, in force from 26 Feb 2026)