LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,674
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$192,481
−HK$5,899/mo
Today · 4.125%
HK$198,380
baseline
▲ 0.50% · 4.625%
HK$210,451
+HK$12,071/mo
Deposit HK$40.93M · loan HK$40.93M · min. income ≈ HK$396,760/mo (50% DSR)
Upfront cash ≈ HK$44.41M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,673
−HK$11,220/mo
▼ 0.25% · 3.875%
HK$213,243
−HK$5,650/mo
Today · 4.125%
HK$218,893
baseline
▲ 0.50% · 4.625%
HK$230,431
+HK$11,538/mo
Deposit HK$40.93M · loan HK$40.93M · min. income ≈ HK$437,786/mo (50% DSR)
Upfront cash ≈ HK$44.41M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,009
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$230,977
−HK$7,079/mo
Today · 4.125%
HK$238,056
baseline
▲ 0.50% · 4.625%
HK$252,541
+HK$14,485/mo
Deposit HK$32.75M · loan HK$49.12M · min. income ≈ HK$476,112/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,208
−HK$13,464/mo
▼ 0.25% · 3.875%
HK$255,891
−HK$6,781/mo
Today · 4.125%
HK$262,672
baseline
▲ 0.50% · 4.625%
HK$276,517
+HK$13,845/mo
Deposit HK$32.75M · loan HK$49.12M · min. income ≈ HK$525,344/mo (50% DSR)
Upfront cash ≈ HK$36.23M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,344
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$269,473
−HK$8,259/mo
Today · 4.125%
HK$277,732
baseline
▲ 0.50% · 4.625%
HK$294,632
+HK$16,900/mo
Deposit HK$24.56M · loan HK$57.31M · min. income ≈ HK$555,464/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,742
−HK$15,708/mo
▼ 0.25% · 3.875%
HK$298,540
−HK$7,910/mo
Today · 4.125%
HK$306,450
baseline
▲ 0.50% · 4.625%
HK$322,604
+HK$16,154/mo
Deposit HK$24.56M · loan HK$57.31M · min. income ≈ HK$612,900/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,013
−HK$21,071/mo
▼ 0.25% · 3.875%
HK$346,465
−HK$10,619/mo
Today · 4.125%
HK$357,084
baseline
▲ 0.50% · 4.625%
HK$378,812
+HK$21,728/mo
Deposit HK$8.19M · loan HK$73.68M · min. income ≈ HK$714,168/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,812
−HK$20,195/mo
▼ 0.25% · 3.875%
HK$383,837
−HK$10,170/mo
Today · 4.125%
HK$394,007
baseline
▲ 0.50% · 4.625%
HK$414,776
+HK$20,769/mo
Deposit HK$8.19M · loan HK$73.68M · min. income ≈ HK$788,014/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,479,280 · Scale 2, in force from 26 Feb 2026)