LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,672
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,253
−HK$590/mo
Today · 4.125%
HK$19,843
baseline
▲ 0.50% · 4.625%
HK$21,050
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,686/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,330
−HK$565/mo
Today · 4.125%
HK$21,895
baseline
▲ 0.50% · 4.625%
HK$23,049
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,790/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,406
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,103
−HK$709/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,260
+HK$1,448/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,927
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$678/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.91M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,141
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,954
−HK$826/mo
Today · 4.125%
HK$27,780
baseline
▲ 0.50% · 4.625%
HK$29,471
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,560/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,081
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,861
−HK$792/mo
Today · 4.125%
HK$30,653
baseline
▲ 0.50% · 4.625%
HK$32,268
+HK$1,615/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,306/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,610
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,655
−HK$1,062/mo
Today · 4.125%
HK$35,717
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,434/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,390
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,393
−HK$1,018/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,488
+HK$2,077/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,658 · Scale 2, in force from 26 Feb 2026)