LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,725
−HK$11,709/mo
▼ 0.25% · 3.875%
HK$192,533
−HK$5,901/mo
Today · 4.125%
HK$198,434
baseline
▲ 0.50% · 4.625%
HK$210,508
+HK$12,074/mo
Deposit HK$40.94M · loan HK$40.94M · min. income ≈ HK$396,868/mo (50% DSR)
Upfront cash ≈ HK$44.42M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,729
−HK$11,223/mo
▼ 0.25% · 3.875%
HK$213,301
−HK$5,651/mo
Today · 4.125%
HK$218,952
baseline
▲ 0.50% · 4.625%
HK$230,494
+HK$11,542/mo
Deposit HK$40.94M · loan HK$40.94M · min. income ≈ HK$437,904/mo (50% DSR)
Upfront cash ≈ HK$44.42M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,070
−HK$14,051/mo
▼ 0.25% · 3.875%
HK$231,040
−HK$7,081/mo
Today · 4.125%
HK$238,121
baseline
▲ 0.50% · 4.625%
HK$252,610
+HK$14,489/mo
Deposit HK$32.76M · loan HK$49.13M · min. income ≈ HK$476,242/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,275
−HK$13,468/mo
▼ 0.25% · 3.875%
HK$255,961
−HK$6,782/mo
Today · 4.125%
HK$262,743
baseline
▲ 0.50% · 4.625%
HK$276,592
+HK$13,849/mo
Deposit HK$32.76M · loan HK$49.13M · min. income ≈ HK$525,486/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,415
−HK$16,393/mo
▼ 0.25% · 3.875%
HK$269,546
−HK$8,262/mo
Today · 4.125%
HK$277,808
baseline
▲ 0.50% · 4.625%
HK$294,712
+HK$16,904/mo
Deposit HK$24.57M · loan HK$57.32M · min. income ≈ HK$555,616/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,821
−HK$15,712/mo
▼ 0.25% · 3.875%
HK$298,621
−HK$7,912/mo
Today · 4.125%
HK$306,533
baseline
▲ 0.50% · 4.625%
HK$322,691
+HK$16,158/mo
Deposit HK$24.57M · loan HK$57.32M · min. income ≈ HK$613,066/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,105
−HK$21,076/mo
▼ 0.25% · 3.875%
HK$346,559
−HK$10,622/mo
Today · 4.125%
HK$357,181
baseline
▲ 0.50% · 4.625%
HK$378,915
+HK$21,734/mo
Deposit HK$8.19M · loan HK$73.70M · min. income ≈ HK$714,362/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,913
−HK$20,201/mo
▼ 0.25% · 3.875%
HK$383,941
−HK$10,173/mo
Today · 4.125%
HK$394,114
baseline
▲ 0.50% · 4.625%
HK$414,889
+HK$20,775/mo
Deposit HK$8.19M · loan HK$73.70M · min. income ≈ HK$788,228/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,224 · Scale 2, in force from 26 Feb 2026)