LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,729
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$192,538
−HK$5,901/mo
Today · 4.125%
HK$198,439
baseline
▲ 0.50% · 4.625%
HK$210,513
+HK$12,074/mo
Deposit HK$40.94M · loan HK$40.94M · min. income ≈ HK$396,878/mo (50% DSR)
Upfront cash ≈ HK$44.43M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,734
−HK$11,224/mo
▼ 0.25% · 3.875%
HK$213,306
−HK$5,652/mo
Today · 4.125%
HK$218,958
baseline
▲ 0.50% · 4.625%
HK$230,499
+HK$11,541/mo
Deposit HK$40.94M · loan HK$40.94M · min. income ≈ HK$437,916/mo (50% DSR)
Upfront cash ≈ HK$44.43M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,075
−HK$14,052/mo
▼ 0.25% · 3.875%
HK$231,045
−HK$7,082/mo
Today · 4.125%
HK$238,127
baseline
▲ 0.50% · 4.625%
HK$252,616
+HK$14,489/mo
Deposit HK$32.76M · loan HK$49.13M · min. income ≈ HK$476,254/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,281
−HK$13,468/mo
▼ 0.25% · 3.875%
HK$255,967
−HK$6,782/mo
Today · 4.125%
HK$262,749
baseline
▲ 0.50% · 4.625%
HK$276,599
+HK$13,850/mo
Deposit HK$32.76M · loan HK$49.13M · min. income ≈ HK$525,498/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,421
−HK$16,393/mo
▼ 0.25% · 3.875%
HK$269,553
−HK$8,261/mo
Today · 4.125%
HK$277,814
baseline
▲ 0.50% · 4.625%
HK$294,719
+HK$16,905/mo
Deposit HK$24.57M · loan HK$57.32M · min. income ≈ HK$555,628/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,828
−HK$15,713/mo
▼ 0.25% · 3.875%
HK$298,628
−HK$7,913/mo
Today · 4.125%
HK$306,541
baseline
▲ 0.50% · 4.625%
HK$322,699
+HK$16,158/mo
Deposit HK$24.57M · loan HK$57.32M · min. income ≈ HK$613,082/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,113
−HK$21,077/mo
▼ 0.25% · 3.875%
HK$346,568
−HK$10,622/mo
Today · 4.125%
HK$357,190
baseline
▲ 0.50% · 4.625%
HK$378,924
+HK$21,734/mo
Deposit HK$8.19M · loan HK$73.70M · min. income ≈ HK$714,380/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,922
−HK$20,202/mo
▼ 0.25% · 3.875%
HK$383,950
−HK$10,174/mo
Today · 4.125%
HK$394,124
baseline
▲ 0.50% · 4.625%
HK$414,899
+HK$20,775/mo
Deposit HK$8.19M · loan HK$73.70M · min. income ≈ HK$788,248/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,309 · Scale 2, in force from 26 Feb 2026)