LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,748
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$192,556
−HK$5,902/mo
Today · 4.125%
HK$198,458
baseline
▲ 0.50% · 4.625%
HK$210,534
+HK$12,076/mo
Deposit HK$40.95M · loan HK$40.95M · min. income ≈ HK$396,916/mo (50% DSR)
Upfront cash ≈ HK$44.43M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,755
−HK$11,224/mo
▼ 0.25% · 3.875%
HK$213,327
−HK$5,652/mo
Today · 4.125%
HK$218,979
baseline
▲ 0.50% · 4.625%
HK$230,522
+HK$11,543/mo
Deposit HK$40.95M · loan HK$40.95M · min. income ≈ HK$437,958/mo (50% DSR)
Upfront cash ≈ HK$44.43M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,097
−HK$14,053/mo
▼ 0.25% · 3.875%
HK$231,068
−HK$7,082/mo
Today · 4.125%
HK$238,150
baseline
▲ 0.50% · 4.625%
HK$252,641
+HK$14,491/mo
Deposit HK$32.76M · loan HK$49.14M · min. income ≈ HK$476,300/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,306
−HK$13,469/mo
▼ 0.25% · 3.875%
HK$255,992
−HK$6,783/mo
Today · 4.125%
HK$262,775
baseline
▲ 0.50% · 4.625%
HK$276,626
+HK$13,851/mo
Deposit HK$32.76M · loan HK$49.14M · min. income ≈ HK$525,550/mo (50% DSR)
Upfront cash ≈ HK$36.24M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,447
−HK$16,395/mo
▼ 0.25% · 3.875%
HK$269,579
−HK$8,263/mo
Today · 4.125%
HK$277,842
baseline
▲ 0.50% · 4.625%
HK$294,748
+HK$16,906/mo
Deposit HK$24.57M · loan HK$57.33M · min. income ≈ HK$555,684/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,857
−HK$15,714/mo
▼ 0.25% · 3.875%
HK$298,657
−HK$7,914/mo
Today · 4.125%
HK$306,571
baseline
▲ 0.50% · 4.625%
HK$322,731
+HK$16,160/mo
Deposit HK$24.57M · loan HK$57.33M · min. income ≈ HK$613,142/mo (50% DSR)
Upfront cash ≈ HK$28.05M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,146
−HK$21,079/mo
▼ 0.25% · 3.875%
HK$346,602
−HK$10,623/mo
Today · 4.125%
HK$357,225
baseline
▲ 0.50% · 4.625%
HK$378,961
+HK$21,736/mo
Deposit HK$8.19M · loan HK$73.71M · min. income ≈ HK$714,450/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$373,959
−HK$20,203/mo
▼ 0.25% · 3.875%
HK$383,988
−HK$10,174/mo
Today · 4.125%
HK$394,162
baseline
▲ 0.50% · 4.625%
HK$414,939
+HK$20,777/mo
Deposit HK$8.19M · loan HK$73.71M · min. income ≈ HK$788,324/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$3,480,649 · Scale 2, in force from 26 Feb 2026)