LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,922
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$192,736
−HK$5,908/mo
Today · 4.125%
HK$198,644
baseline
▲ 0.50% · 4.625%
HK$210,730
+HK$12,086/mo
Deposit HK$40.99M · loan HK$40.99M · min. income ≈ HK$397,288/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,949
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$213,526
−HK$5,658/mo
Today · 4.125%
HK$219,184
baseline
▲ 0.50% · 4.625%
HK$230,737
+HK$11,553/mo
Deposit HK$40.99M · loan HK$40.99M · min. income ≈ HK$438,368/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,306
−HK$14,066/mo
▼ 0.25% · 3.875%
HK$231,283
−HK$7,089/mo
Today · 4.125%
HK$238,372
baseline
▲ 0.50% · 4.625%
HK$252,877
+HK$14,505/mo
Deposit HK$32.79M · loan HK$49.18M · min. income ≈ HK$476,744/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,538
−HK$13,482/mo
▼ 0.25% · 3.875%
HK$256,231
−HK$6,789/mo
Today · 4.125%
HK$263,020
baseline
▲ 0.50% · 4.625%
HK$276,884
+HK$13,864/mo
Deposit HK$32.79M · loan HK$49.18M · min. income ≈ HK$526,040/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,691
−HK$16,410/mo
▼ 0.25% · 3.875%
HK$269,831
−HK$8,270/mo
Today · 4.125%
HK$278,101
baseline
▲ 0.50% · 4.625%
HK$295,023
+HK$16,922/mo
Deposit HK$24.59M · loan HK$57.38M · min. income ≈ HK$556,202/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,128
−HK$15,729/mo
▼ 0.25% · 3.875%
HK$298,936
−HK$7,921/mo
Today · 4.125%
HK$306,857
baseline
▲ 0.50% · 4.625%
HK$323,032
+HK$16,175/mo
Deposit HK$24.59M · loan HK$57.38M · min. income ≈ HK$613,714/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,459
−HK$21,099/mo
▼ 0.25% · 3.875%
HK$346,925
−HK$10,633/mo
Today · 4.125%
HK$357,558
baseline
▲ 0.50% · 4.625%
HK$379,315
+HK$21,757/mo
Deposit HK$8.20M · loan HK$73.78M · min. income ≈ HK$715,116/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,308
−HK$20,222/mo
▼ 0.25% · 3.875%
HK$384,346
−HK$10,184/mo
Today · 4.125%
HK$394,530
baseline
▲ 0.50% · 4.625%
HK$415,327
+HK$20,797/mo
Deposit HK$8.20M · loan HK$73.78M · min. income ≈ HK$789,060/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,483,898 · Scale 2, in force from 26 Feb 2026)