LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,924
−HK$11,722/mo
▼ 0.25% · 3.875%
HK$192,738
−HK$5,908/mo
Today · 4.125%
HK$198,646
baseline
▲ 0.50% · 4.625%
HK$210,733
+HK$12,087/mo
Deposit HK$40.99M · loan HK$40.99M · min. income ≈ HK$397,292/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,951
−HK$11,235/mo
▼ 0.25% · 3.875%
HK$213,528
−HK$5,658/mo
Today · 4.125%
HK$219,186
baseline
▲ 0.50% · 4.625%
HK$230,740
+HK$11,554/mo
Deposit HK$40.99M · loan HK$40.99M · min. income ≈ HK$438,372/mo (50% DSR)
Upfront cash ≈ HK$44.47M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,309
−HK$14,066/mo
▼ 0.25% · 3.875%
HK$231,286
−HK$7,089/mo
Today · 4.125%
HK$238,375
baseline
▲ 0.50% · 4.625%
HK$252,880
+HK$14,505/mo
Deposit HK$32.79M · loan HK$49.19M · min. income ≈ HK$476,750/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,541
−HK$13,482/mo
▼ 0.25% · 3.875%
HK$256,234
−HK$6,789/mo
Today · 4.125%
HK$263,023
baseline
▲ 0.50% · 4.625%
HK$276,888
+HK$13,865/mo
Deposit HK$32.79M · loan HK$49.19M · min. income ≈ HK$526,046/mo (50% DSR)
Upfront cash ≈ HK$36.27M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,694
−HK$16,410/mo
▼ 0.25% · 3.875%
HK$269,834
−HK$8,270/mo
Today · 4.125%
HK$278,104
baseline
▲ 0.50% · 4.625%
HK$295,026
+HK$16,922/mo
Deposit HK$24.59M · loan HK$57.38M · min. income ≈ HK$556,208/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,132
−HK$15,729/mo
▼ 0.25% · 3.875%
HK$298,940
−HK$7,921/mo
Today · 4.125%
HK$306,861
baseline
▲ 0.50% · 4.625%
HK$323,036
+HK$16,175/mo
Deposit HK$24.59M · loan HK$57.38M · min. income ≈ HK$613,722/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,463
−HK$21,100/mo
▼ 0.25% · 3.875%
HK$346,929
−HK$10,634/mo
Today · 4.125%
HK$357,563
baseline
▲ 0.50% · 4.625%
HK$379,319
+HK$21,756/mo
Deposit HK$8.20M · loan HK$73.78M · min. income ≈ HK$715,126/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,312
−HK$20,223/mo
▼ 0.25% · 3.875%
HK$384,351
−HK$10,184/mo
Today · 4.125%
HK$394,535
baseline
▲ 0.50% · 4.625%
HK$415,331
+HK$20,796/mo
Deposit HK$8.20M · loan HK$73.78M · min. income ≈ HK$789,070/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,483,939 · Scale 2, in force from 26 Feb 2026)