LTV · monthly repayment
▼ 0.50% · 3.625%
HK$186,973
−HK$11,725/mo
▼ 0.25% · 3.875%
HK$192,789
−HK$5,909/mo
Today · 4.125%
HK$198,698
baseline
▲ 0.50% · 4.625%
HK$210,789
+HK$12,091/mo
Deposit HK$41.00M · loan HK$41.00M · min. income ≈ HK$397,396/mo (50% DSR)
Upfront cash ≈ HK$44.48M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,006
−HK$11,238/mo
▼ 0.25% · 3.875%
HK$213,585
−HK$5,659/mo
Today · 4.125%
HK$219,244
baseline
▲ 0.50% · 4.625%
HK$230,801
+HK$11,557/mo
Deposit HK$41.00M · loan HK$41.00M · min. income ≈ HK$438,488/mo (50% DSR)
Upfront cash ≈ HK$44.48M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,368
−HK$14,070/mo
▼ 0.25% · 3.875%
HK$231,347
−HK$7,091/mo
Today · 4.125%
HK$238,438
baseline
▲ 0.50% · 4.625%
HK$252,946
+HK$14,508/mo
Deposit HK$32.80M · loan HK$49.20M · min. income ≈ HK$476,876/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,607
−HK$13,486/mo
▼ 0.25% · 3.875%
HK$256,302
−HK$6,791/mo
Today · 4.125%
HK$263,093
baseline
▲ 0.50% · 4.625%
HK$276,961
+HK$13,868/mo
Deposit HK$32.80M · loan HK$49.20M · min. income ≈ HK$526,186/mo (50% DSR)
Upfront cash ≈ HK$36.28M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,763
−HK$16,415/mo
▼ 0.25% · 3.875%
HK$269,905
−HK$8,273/mo
Today · 4.125%
HK$278,178
baseline
▲ 0.50% · 4.625%
HK$295,104
+HK$16,926/mo
Deposit HK$24.60M · loan HK$57.40M · min. income ≈ HK$556,356/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,208
−HK$15,734/mo
▼ 0.25% · 3.875%
HK$299,019
−HK$7,923/mo
Today · 4.125%
HK$306,942
baseline
▲ 0.50% · 4.625%
HK$323,121
+HK$16,179/mo
Deposit HK$24.60M · loan HK$57.40M · min. income ≈ HK$613,884/mo (50% DSR)
Upfront cash ≈ HK$28.08M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,552
−HK$21,105/mo
▼ 0.25% · 3.875%
HK$347,021
−HK$10,636/mo
Today · 4.125%
HK$357,657
baseline
▲ 0.50% · 4.625%
HK$379,420
+HK$21,763/mo
Deposit HK$8.20M · loan HK$73.80M · min. income ≈ HK$715,314/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,411
−HK$20,228/mo
▼ 0.25% · 3.875%
HK$384,452
−HK$10,187/mo
Today · 4.125%
HK$394,639
baseline
▲ 0.50% · 4.625%
HK$415,441
+HK$20,802/mo
Deposit HK$8.20M · loan HK$73.80M · min. income ≈ HK$789,278/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$3,484,859 · Scale 2, in force from 26 Feb 2026)