LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,115
−HK$11,734/mo
▼ 0.25% · 3.875%
HK$192,936
−HK$5,913/mo
Today · 4.125%
HK$198,849
baseline
▲ 0.50% · 4.625%
HK$210,949
+HK$12,100/mo
Deposit HK$41.03M · loan HK$41.03M · min. income ≈ HK$397,698/mo (50% DSR)
Upfront cash ≈ HK$44.52M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,164
−HK$11,246/mo
▼ 0.25% · 3.875%
HK$213,747
−HK$5,663/mo
Today · 4.125%
HK$219,410
baseline
▲ 0.50% · 4.625%
HK$230,976
+HK$11,566/mo
Deposit HK$41.03M · loan HK$41.03M · min. income ≈ HK$438,820/mo (50% DSR)
Upfront cash ≈ HK$44.52M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,538
−HK$14,081/mo
▼ 0.25% · 3.875%
HK$231,523
−HK$7,096/mo
Today · 4.125%
HK$238,619
baseline
▲ 0.50% · 4.625%
HK$253,138
+HK$14,519/mo
Deposit HK$32.82M · loan HK$49.24M · min. income ≈ HK$477,238/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,797
−HK$13,495/mo
▼ 0.25% · 3.875%
HK$256,496
−HK$6,796/mo
Today · 4.125%
HK$263,292
baseline
▲ 0.50% · 4.625%
HK$277,171
+HK$13,879/mo
Deposit HK$32.82M · loan HK$49.24M · min. income ≈ HK$526,584/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,961
−HK$16,428/mo
▼ 0.25% · 3.875%
HK$270,110
−HK$8,279/mo
Today · 4.125%
HK$278,389
baseline
▲ 0.50% · 4.625%
HK$295,328
+HK$16,939/mo
Deposit HK$24.62M · loan HK$57.44M · min. income ≈ HK$556,778/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,429
−HK$15,746/mo
▼ 0.25% · 3.875%
HK$299,245
−HK$7,930/mo
Today · 4.125%
HK$307,175
baseline
▲ 0.50% · 4.625%
HK$323,366
+HK$16,191/mo
Deposit HK$24.62M · loan HK$57.44M · min. income ≈ HK$614,350/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,808
−HK$21,120/mo
▼ 0.25% · 3.875%
HK$347,284
−HK$10,644/mo
Today · 4.125%
HK$357,928
baseline
▲ 0.50% · 4.625%
HK$379,707
+HK$21,779/mo
Deposit HK$8.21M · loan HK$73.85M · min. income ≈ HK$715,856/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,695
−HK$20,244/mo
▼ 0.25% · 3.875%
HK$384,744
−HK$10,195/mo
Today · 4.125%
HK$394,939
baseline
▲ 0.50% · 4.625%
HK$415,756
+HK$20,817/mo
Deposit HK$8.21M · loan HK$73.85M · min. income ≈ HK$789,878/mo (50% DSR)
Upfront cash ≈ HK$11.69M (deposit + AVD stamp duty HK$3,487,504 · Scale 2, in force from 26 Feb 2026)