LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,168
−HK$11,738/mo
▼ 0.25% · 3.875%
HK$192,991
−HK$5,915/mo
Today · 4.125%
HK$198,906
baseline
▲ 0.50% · 4.625%
HK$211,009
+HK$12,103/mo
Deposit HK$41.04M · loan HK$41.04M · min. income ≈ HK$397,812/mo (50% DSR)
Upfront cash ≈ HK$44.53M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,223
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$213,808
−HK$5,665/mo
Today · 4.125%
HK$219,473
baseline
▲ 0.50% · 4.625%
HK$231,041
+HK$11,568/mo
Deposit HK$41.04M · loan HK$41.04M · min. income ≈ HK$438,946/mo (50% DSR)
Upfront cash ≈ HK$44.53M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,602
−HK$14,085/mo
▼ 0.25% · 3.875%
HK$231,589
−HK$7,098/mo
Today · 4.125%
HK$238,687
baseline
▲ 0.50% · 4.625%
HK$253,210
+HK$14,523/mo
Deposit HK$32.83M · loan HK$49.25M · min. income ≈ HK$477,374/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,868
−HK$13,499/mo
▼ 0.25% · 3.875%
HK$256,569
−HK$6,798/mo
Today · 4.125%
HK$263,367
baseline
▲ 0.50% · 4.625%
HK$277,250
+HK$13,883/mo
Deposit HK$32.83M · loan HK$49.25M · min. income ≈ HK$526,734/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,036
−HK$16,432/mo
▼ 0.25% · 3.875%
HK$270,187
−HK$8,281/mo
Today · 4.125%
HK$278,468
baseline
▲ 0.50% · 4.625%
HK$295,412
+HK$16,944/mo
Deposit HK$24.62M · loan HK$57.46M · min. income ≈ HK$556,936/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,512
−HK$15,750/mo
▼ 0.25% · 3.875%
HK$299,331
−HK$7,931/mo
Today · 4.125%
HK$307,262
baseline
▲ 0.50% · 4.625%
HK$323,458
+HK$16,196/mo
Deposit HK$24.62M · loan HK$57.46M · min. income ≈ HK$614,524/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,903
−HK$21,127/mo
▼ 0.25% · 3.875%
HK$347,383
−HK$10,647/mo
Today · 4.125%
HK$358,030
baseline
▲ 0.50% · 4.625%
HK$379,815
+HK$21,785/mo
Deposit HK$8.21M · loan HK$73.87M · min. income ≈ HK$716,060/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,802
−HK$20,249/mo
▼ 0.25% · 3.875%
HK$384,854
−HK$10,197/mo
Today · 4.125%
HK$395,051
baseline
▲ 0.50% · 4.625%
HK$415,875
+HK$20,824/mo
Deposit HK$8.21M · loan HK$73.87M · min. income ≈ HK$790,102/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,488,495 · Scale 2, in force from 26 Feb 2026)