LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,172
−HK$11,738/mo
▼ 0.25% · 3.875%
HK$192,995
−HK$5,915/mo
Today · 4.125%
HK$198,910
baseline
▲ 0.50% · 4.625%
HK$211,013
+HK$12,103/mo
Deposit HK$41.04M · loan HK$41.04M · min. income ≈ HK$397,820/mo (50% DSR)
Upfront cash ≈ HK$44.53M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,227
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$213,812
−HK$5,665/mo
Today · 4.125%
HK$219,477
baseline
▲ 0.50% · 4.625%
HK$231,046
+HK$11,569/mo
Deposit HK$41.04M · loan HK$41.04M · min. income ≈ HK$438,954/mo (50% DSR)
Upfront cash ≈ HK$44.53M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,607
−HK$14,085/mo
▼ 0.25% · 3.875%
HK$231,593
−HK$7,099/mo
Today · 4.125%
HK$238,692
baseline
▲ 0.50% · 4.625%
HK$253,216
+HK$14,524/mo
Deposit HK$32.83M · loan HK$49.25M · min. income ≈ HK$477,384/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,873
−HK$13,500/mo
▼ 0.25% · 3.875%
HK$256,574
−HK$6,799/mo
Today · 4.125%
HK$263,373
baseline
▲ 0.50% · 4.625%
HK$277,256
+HK$13,883/mo
Deposit HK$32.83M · loan HK$49.25M · min. income ≈ HK$526,746/mo (50% DSR)
Upfront cash ≈ HK$36.32M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,041
−HK$16,433/mo
▼ 0.25% · 3.875%
HK$270,192
−HK$8,282/mo
Today · 4.125%
HK$278,474
baseline
▲ 0.50% · 4.625%
HK$295,418
+HK$16,944/mo
Deposit HK$24.63M · loan HK$57.46M · min. income ≈ HK$556,948/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,518
−HK$15,750/mo
▼ 0.25% · 3.875%
HK$299,337
−HK$7,931/mo
Today · 4.125%
HK$307,268
baseline
▲ 0.50% · 4.625%
HK$323,465
+HK$16,197/mo
Deposit HK$24.63M · loan HK$57.46M · min. income ≈ HK$614,536/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,910
−HK$21,128/mo
▼ 0.25% · 3.875%
HK$347,390
−HK$10,648/mo
Today · 4.125%
HK$358,038
baseline
▲ 0.50% · 4.625%
HK$379,823
+HK$21,785/mo
Deposit HK$8.21M · loan HK$73.88M · min. income ≈ HK$716,076/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,809
−HK$20,250/mo
▼ 0.25% · 3.875%
HK$384,862
−HK$10,197/mo
Today · 4.125%
HK$395,059
baseline
▲ 0.50% · 4.625%
HK$415,883
+HK$20,824/mo
Deposit HK$8.21M · loan HK$73.88M · min. income ≈ HK$790,118/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,488,568 · Scale 2, in force from 26 Feb 2026)