LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,200
−HK$11,739/mo
▼ 0.25% · 3.875%
HK$193,023
−HK$5,916/mo
Today · 4.125%
HK$198,939
baseline
▲ 0.50% · 4.625%
HK$211,044
+HK$12,105/mo
Deposit HK$41.05M · loan HK$41.05M · min. income ≈ HK$397,878/mo (50% DSR)
Upfront cash ≈ HK$44.54M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,258
−HK$11,251/mo
▼ 0.25% · 3.875%
HK$213,843
−HK$5,666/mo
Today · 4.125%
HK$219,509
baseline
▲ 0.50% · 4.625%
HK$231,080
+HK$11,571/mo
Deposit HK$41.05M · loan HK$41.05M · min. income ≈ HK$439,018/mo (50% DSR)
Upfront cash ≈ HK$44.54M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,640
−HK$14,086/mo
▼ 0.25% · 3.875%
HK$231,627
−HK$7,099/mo
Today · 4.125%
HK$238,726
baseline
▲ 0.50% · 4.625%
HK$253,252
+HK$14,526/mo
Deposit HK$32.84M · loan HK$49.26M · min. income ≈ HK$477,452/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,909
−HK$13,502/mo
▼ 0.25% · 3.875%
HK$256,612
−HK$6,799/mo
Today · 4.125%
HK$263,411
baseline
▲ 0.50% · 4.625%
HK$277,296
+HK$13,885/mo
Deposit HK$32.84M · loan HK$49.26M · min. income ≈ HK$526,822/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,080
−HK$16,434/mo
▼ 0.25% · 3.875%
HK$270,232
−HK$8,282/mo
Today · 4.125%
HK$278,514
baseline
▲ 0.50% · 4.625%
HK$295,461
+HK$16,947/mo
Deposit HK$24.63M · loan HK$57.47M · min. income ≈ HK$557,028/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,561
−HK$15,752/mo
▼ 0.25% · 3.875%
HK$299,380
−HK$7,933/mo
Today · 4.125%
HK$307,313
baseline
▲ 0.50% · 4.625%
HK$323,512
+HK$16,199/mo
Deposit HK$24.63M · loan HK$57.47M · min. income ≈ HK$614,626/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,959
−HK$21,131/mo
▼ 0.25% · 3.875%
HK$347,441
−HK$10,649/mo
Today · 4.125%
HK$358,090
baseline
▲ 0.50% · 4.625%
HK$379,879
+HK$21,789/mo
Deposit HK$8.21M · loan HK$73.89M · min. income ≈ HK$716,180/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,864
−HK$20,253/mo
▼ 0.25% · 3.875%
HK$384,918
−HK$10,199/mo
Today · 4.125%
HK$395,117
baseline
▲ 0.50% · 4.625%
HK$415,944
+HK$20,827/mo
Deposit HK$8.21M · loan HK$73.89M · min. income ≈ HK$790,234/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,489,075 · Scale 2, in force from 26 Feb 2026)