LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,256
−HK$11,742/mo
▼ 0.25% · 3.875%
HK$193,080
−HK$5,918/mo
Today · 4.125%
HK$198,998
baseline
▲ 0.50% · 4.625%
HK$211,107
+HK$12,109/mo
Deposit HK$41.06M · loan HK$41.06M · min. income ≈ HK$397,996/mo (50% DSR)
Upfront cash ≈ HK$44.55M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,320
−HK$11,255/mo
▼ 0.25% · 3.875%
HK$213,907
−HK$5,668/mo
Today · 4.125%
HK$219,575
baseline
▲ 0.50% · 4.625%
HK$231,149
+HK$11,574/mo
Deposit HK$41.06M · loan HK$41.06M · min. income ≈ HK$439,150/mo (50% DSR)
Upfront cash ≈ HK$44.55M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,707
−HK$14,091/mo
▼ 0.25% · 3.875%
HK$231,697
−HK$7,101/mo
Today · 4.125%
HK$238,798
baseline
▲ 0.50% · 4.625%
HK$253,328
+HK$14,530/mo
Deposit HK$32.85M · loan HK$49.27M · min. income ≈ HK$477,596/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,984
−HK$13,506/mo
▼ 0.25% · 3.875%
HK$256,689
−HK$6,801/mo
Today · 4.125%
HK$263,490
baseline
▲ 0.50% · 4.625%
HK$277,379
+HK$13,889/mo
Deposit HK$32.85M · loan HK$49.27M · min. income ≈ HK$526,980/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,158
−HK$16,440/mo
▼ 0.25% · 3.875%
HK$270,313
−HK$8,285/mo
Today · 4.125%
HK$278,598
baseline
▲ 0.50% · 4.625%
HK$295,550
+HK$16,952/mo
Deposit HK$24.64M · loan HK$57.48M · min. income ≈ HK$557,196/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,648
−HK$15,757/mo
▼ 0.25% · 3.875%
HK$299,470
−HK$7,935/mo
Today · 4.125%
HK$307,405
baseline
▲ 0.50% · 4.625%
HK$323,609
+HK$16,204/mo
Deposit HK$24.64M · loan HK$57.48M · min. income ≈ HK$614,810/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,060
−HK$21,137/mo
▼ 0.25% · 3.875%
HK$347,545
−HK$10,652/mo
Today · 4.125%
HK$358,197
baseline
▲ 0.50% · 4.625%
HK$379,992
+HK$21,795/mo
Deposit HK$8.21M · loan HK$73.91M · min. income ≈ HK$716,394/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,976
−HK$20,259/mo
▼ 0.25% · 3.875%
HK$385,033
−HK$10,202/mo
Today · 4.125%
HK$395,235
baseline
▲ 0.50% · 4.625%
HK$416,068
+HK$20,833/mo
Deposit HK$8.21M · loan HK$73.91M · min. income ≈ HK$790,470/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,490,121 · Scale 2, in force from 26 Feb 2026)