LTV · monthly repayment
▼ 0.50% · 3.625%
HK$187,272
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$193,097
−HK$5,918/mo
Today · 4.125%
HK$199,015
baseline
▲ 0.50% · 4.625%
HK$211,125
+HK$12,110/mo
Deposit HK$41.06M · loan HK$41.06M · min. income ≈ HK$398,030/mo (50% DSR)
Upfront cash ≈ HK$44.55M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,338
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$213,925
−HK$5,669/mo
Today · 4.125%
HK$219,594
baseline
▲ 0.50% · 4.625%
HK$231,169
+HK$11,575/mo
Deposit HK$41.06M · loan HK$41.06M · min. income ≈ HK$439,188/mo (50% DSR)
Upfront cash ≈ HK$44.55M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,726
−HK$14,092/mo
▼ 0.25% · 3.875%
HK$231,716
−HK$7,102/mo
Today · 4.125%
HK$238,818
baseline
▲ 0.50% · 4.625%
HK$253,350
+HK$14,532/mo
Deposit HK$32.85M · loan HK$49.28M · min. income ≈ HK$477,636/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,005
−HK$13,507/mo
▼ 0.25% · 3.875%
HK$256,710
−HK$6,802/mo
Today · 4.125%
HK$263,512
baseline
▲ 0.50% · 4.625%
HK$277,403
+HK$13,891/mo
Deposit HK$32.85M · loan HK$49.28M · min. income ≈ HK$527,024/mo (50% DSR)
Upfront cash ≈ HK$36.34M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,180
−HK$16,441/mo
▼ 0.25% · 3.875%
HK$270,336
−HK$8,285/mo
Today · 4.125%
HK$278,621
baseline
▲ 0.50% · 4.625%
HK$295,575
+HK$16,954/mo
Deposit HK$24.64M · loan HK$57.49M · min. income ≈ HK$557,242/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,673
−HK$15,758/mo
▼ 0.25% · 3.875%
HK$299,495
−HK$7,936/mo
Today · 4.125%
HK$307,431
baseline
▲ 0.50% · 4.625%
HK$323,636
+HK$16,205/mo
Deposit HK$24.64M · loan HK$57.49M · min. income ≈ HK$614,862/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,089
−HK$21,138/mo
▼ 0.25% · 3.875%
HK$347,574
−HK$10,653/mo
Today · 4.125%
HK$358,227
baseline
▲ 0.50% · 4.625%
HK$380,025
+HK$21,798/mo
Deposit HK$8.21M · loan HK$73.91M · min. income ≈ HK$716,454/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$375,008
−HK$20,261/mo
▼ 0.25% · 3.875%
HK$385,066
−HK$10,203/mo
Today · 4.125%
HK$395,269
baseline
▲ 0.50% · 4.625%
HK$416,104
+HK$20,835/mo
Deposit HK$8.21M · loan HK$73.91M · min. income ≈ HK$790,538/mo (50% DSR)
Upfront cash ≈ HK$11.70M (deposit + AVD stamp duty HK$3,490,417 · Scale 2, in force from 26 Feb 2026)